Chesnara Income Statement

Financials in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	227	261.9	228	225.1	196.17
Total Interest & Dividend Income	-191.2	-331	-299	535.8	46.18
Gain (Loss) on Sale of Investments	639.6	1,271	1,013	-1,554	1,127
Other Revenue	-332.6	-830.3	-572.6	1,034	130.91
Total Revenue	342.8	371.8	369.5	240.6	1,500
Revenue Growth (YoY)	-7.80%	0.62%	53.57%	-83.96%	136.91%
Policy Benefits	159.3	216	175.7	182.7	1,368
Policy Acquisition & Underwriting Costs	3.3	3.6	3.4	3.5	32.21
Amortization of Goodwill & Intangibles	-	-	-	-	0.06
Selling, General & Administrative	-	-	-	-	67.93
Other Operating Expenses	159.4	134	185.6	118.4	0.33
Total Operating Expenses	322	353.6	364.7	304.6	1,469
Operating Income	20.8	18.2	4.8	-64	31.16
Interest Expense	-11.4	-11.1	-11	-10.5	-2.27
EBT Excluding Unusual Items	9.4	7.1	-6.2	-74.5	28.88
Asset Writedown	9.4	13.7	1.2	-3	0.02
Other Unusual Items	-	-	6.7	15.4	-0.09
Pretax Income	18.8	20.8	1.7	-62.1	28.81
Income Tax Expense	29.2	16.9	-16.9	-28.4	1.52
Net Income	-10.4	3.9	18.6	-33.7	27.29
Net Income to Common	-10.4	3.9	18.6	-33.7	27.29
Net Income Growth	-	-79.03%	-	-	28.80%
Shares Outstanding (Basic)	205	151	151	150	150
Shares Outstanding (Diluted)	205	153	152	150	152
Shares Change (YoY)	33.91%	0.79%	1.22%	-0.91%	0.35%
EPS (Basic)	-0.05	0.03	0.12	-0.22	0.18
EPS (Diluted)	-0.05	0.03	0.12	-0.22	0.18
EPS Growth	-	-79.21%	-	-	28.30%
Free Cash Flow	-220.7	42.6	-35.7	-43.1	22.96
Free Cash Flow Per Share	-1.07	0.28	-0.23	-0.29	0.15
Dividend Per Share	0.225	0.247	0.240	0.233	0.226
Dividend Growth	-8.87%	3.00%	2.96%	3.01%	3.01%
Operating Margin	6.07%	4.90%	1.30%	-26.60%	2.08%
Profit Margin	-3.03%	1.05%	5.03%	-14.01%	1.82%
Free Cash Flow Margin	-64.38%	11.46%	-9.66%	-17.91%	1.53%
EBITDA	26.8	24.8	13.1	-56.1	31.96
EBITDA Margin	7.82%	6.67%	3.55%	-23.32%	2.13%
D&A For EBITDA	6	6.6	8.3	7.9	0.8
EBIT	20.8	18.2	4.8	-64	31.16
EBIT Margin	6.07%	4.90%	1.30%	-26.60%	2.08%
Effective Tax Rate	155.32%	81.25%	-	-	5.27%
Revenue as Reported	-	-	-	-	1,506

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.