Develop North Cash Flow Statement

Financials in millions GBP. Fiscal year is December - November.

Millions GBP. Fiscal year is Dec - Nov.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '25 Nov 30, 2025	Nov '24 Nov 30, 2024	Nov '23 Nov 30, 2023	Nov '22 Nov 30, 2022	Nov '21 Nov 30, 2021
Net Income	0.42	1.17	0.26	0.51	0.93
Gain on Sale of Loans & Receivables	-	-	-0.04	-	-0.47
Loss (Gain) From Sale of Investments	0.19	0.14	0.2	0.34	-0.19
Provision for Credit Losses	0.45	0.08	0.59	0.14	0.54
Change in Other Net Operating Assets	0.17	-0.05	0.08	-0.01	-0
Other Operating Activities	-0.28	-0.28	-0.1	-0.26	-0.13
Operating Cash Flow	0.94	1.06	1	0.72	0.68
Operating Cash Flow Growth	-10.79%	5.81%	39.00%	5.43%	-45.87%
Net Decrease (Increase) in Loans Originated / Sold - Investing	-4.14	-2.17	5.25	-7.42	4.96
Investing Cash Flow	-4.14	-2.17	5.25	-7.42	4.96
Short-Term Debt Issued	4.68	6.13	-	4.25	-
Total Debt Issued	4.68	6.13	-	4.25	-
Short-Term Debt Repaid	-	-4.03	-4	-0.25	-1.15
Total Debt Repaid	-	-4.03	-4	-0.25	-1.15
Net Debt Issued (Repaid)	4.68	2.1	-4	4	-1.15
Repurchase of Common Stock	-	-0.92	-0.5	-	-
Common Dividends Paid	-1	-1.02	-1.08	-1.08	-0.94
Other Financing Activities	-0.37	-0.08	-0.16	-0.13	-0
Financing Cash Flow	3.31	0.08	-5.73	2.79	-2.09
Net Cash Flow	0.11	-1.04	0.52	-3.91	3.54
Cash Interest Paid	0.37	0.08	0.16	0.13	0

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.