Guaranty Trust Holding Company Plc (LON:GTCO)
London flag London · Delayed Price · Currency is GBP · Price in USD
2.720
0.00 (0.00%)
Inactive · Last trade price on Jul 30, 2025

LON:GTCO Financials Overview

Millions NGN. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingMar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Revenue
1,483,4041,669,272859,727412,052383,765385,533
Revenue Growth
10.85%94.16%108.65%7.37%-0.46%6.30%
Net Income
805,7841,006,220534,425166,737172,107199,609
Earnings Per Share
27.3135.4419.075.956.147.11
EPS Growth
-17.90%85.82%220.50%-3.07%-13.63%2.16%

Revenue by Segment

Fiscal YearFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '24 Dec '23 Dec '22 Dec '21
Corporate Banking
1,045,4991,049,159508,389203,638181,214
Retail Banking
413,033396,101215,770123,545128,368
Business Banking
27,69421,96213,3837,810-
Commercial Banking
85,97396,92156,61936,94235,461
SME Banking
96,64870,44344,96429,79627,703
Public Sector Banking
37,59634,63020,1126,6277,265
Total
1,706,4431,669,217859,236412,052383,765

Cash & Debt

Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingMar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Cash & Investments
3,735,3374,457,1032,051,9651,748,688992,541793,900
Total Debt
294,929342,05783,537134,843161,609124,741
Net Cash (Debt)
3,440,4074,115,0461,968,4281,613,845830,933669,160
Net Cash Growth
25.48%109.05%21.97%94.22%24.18%25.78%
Net Cash Per Share
116.59144.9270.2557.5929.6423.83

Cash Flow & CapEx

Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingMar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Operating Cash Flow
196,7091,159,892-530,780507,0541,602-422,505
Capital Expenditures
-99,959-128,315-38,258-22,276-43,228-31,248
Free Cash Flow
96,7511,031,577-569,038484,778-41,627-453,753
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingMar '25 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Profit Margin
54.32%60.28%62.16%40.47%44.85%51.78%
FCF Margin
6.52%61.80%-66.19%117.65%-10.85%-117.69%

Dividends

Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
Dividend Per Share
0.1888.0303.2003.1003.0003.000
Dividend Per Share Growth
87.91%150.94%3.23%3.33%0%7.14%
Dividend Yield
6.90%0.30%0.15%0.34%0.37%-

Valuation

Fiscal YearCurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period EndingSep '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
PE Ratio
3.071.161.622.943.313.71
P/FCF Ratio
-1.13-1.01--
PS Ratio
1.670.701.001.191.481.92