Nationwide Building Society (LON:NBS)

LON:NBS Income Statement

Financials in millions GBP. Fiscal year is April - March.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2025	Apr 4, 2024	Apr 4, 2023	Apr 4, 2022	Apr 4, 2021
Interest Income on Loans	16,010	13,962	8,776	4,501	4,122
Interest Income on Investments	72	63	49	11	2
Total Interest Income	16,082	14,025	8,825	4,512	4,124
Interest Paid on Deposits	11,090	9,575	4,327	950	978
Net Interest Income	4,992	4,450	4,498	3,562	3,146
Net Interest Income Growth (YoY)	12.18%	-1.07%	26.28%	13.22%	11.96%
Gain (Loss) on Sale of Assets	-	-	2	3	2
Gain (Loss) on Sale of Investments	6	41	74	47	41
Other Non-Interest Income	186	290	95	248	167
Total Non-Interest Income	192	331	171	298	210
Non-Interest Income Growth (YoY)	-41.99%	93.57%	-42.62%	41.91%	-8.30%
Revenues Before Loan Losses	5,184	4,781	4,669	3,860	3,356
Provision for Loan Losses	632	112	126	-27	190
Revenue	4,552	4,669	4,543	3,887	3,166
Revenue Growth (YoY)	-2.51%	2.77%	16.88%	22.77%	11.87%
Salaries and Employee Benefits	1,303	991	1,063	854	6
Occupancy Expenses	579	452	523	488	-
Selling, General & Administrative	1,310	1,084	717	753	2,140
Other Non-Interest Expense	1,034	357	11	72	88
Total Non-Interest Expense	4,226	2,884	2,314	2,167	2,234
EBT Excluding Unusual Items	326	1,785	2,229	1,720	932
Asset Writedown	-13	-9	-	-107	-72
Other Unusual Items	2,025	-	-	-16	-37
Pretax Income	2,302	1,776	2,229	1,597	823
Income Tax Expense	-36	476	565	345	205
Earnings From Continuing Operations	2,338	1,300	1,664	1,252	618
Minority Interest in Earnings	-34	-	-	-	-
Net Income	2,304	1,300	1,664	1,252	618
Net Income to Common	2,304	1,300	1,664	1,252	618
Net Income Growth	77.23%	-21.88%	32.91%	102.59%	69.31%
Basic Shares Outstanding	9	9	10	11	11
Diluted Shares Outstanding	9	9	10	11	11
Shares Change (YoY)	-	-6.72%	-7.35%	-	0.53%
EPS (Basic)	252.57	142.51	170.15	118.61	58.55
EPS (Diluted)	252.57	142.51	170.15	118.61	58.55
EPS Growth	77.23%	-16.24%	43.45%	102.59%	68.42%
Dividend Per Share	10.250	10.250	10.250	10.250	10.250
Effective Tax Rate	-	26.80%	25.35%	21.60%	24.91%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.