S&U plc (LON:SUS)
United Kingdom flag United Kingdom · Delayed Price · Currency is GBP · Price in GBX
1,920.00
+20.00 (1.05%)
Oct 22, 2026, 4:35 PM BST

S&U plc Financials Overview

Millions GBP. Fiscal year is Mar - Feb.

Revenue & Profits

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Revenue
83.6580.0561.9276.1781.3480
Revenue Growth
4.50%29.28%-18.71%-6.36%1.68%-0.19%
Operating Income
31.9431.8226.7133.5841.4147.02
Net Income
23.8823.7117.9125.4433.7237.98
Earnings Per Share
1.971.951.472.092.773.13
EPS Growth
0.70%32.40%-29.54%-24.61%-11.26%159.07%

Revenue by Segment

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Motor Finance
79.7574.5979.9287.1683.1874.5
Property Bridging Finance
15.9315.514.5810.319.537.11
Central Costs (Net of Central Finance Income)
-2.992.992.92.512.51
Total
98.6793.0897.49100.3895.2284.12

Cash & Debt

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Cash & Investments
005.2203.140
Total Debt
285.64242.43198.24225.25196.54114.44
Net Cash (Debt)
-285.64-242.43-193.03-225.25-193.4-114.44
Net Cash Growth
------
Net Cash Per Share
-23.51-19.95-15.89-18.54-15.92-9.42

Cash Flow & CapEx

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Operating Cash Flow
-74.15-21.564.99-0.45-55.27-2.09
Capital Expenditures
-0.72-0.88-0.73-0.27-0.83-0.38
Free Cash Flow
-74.86-22.3964.27-0.71-56.09-2.47
Free Cash Flow Growth
------

Margins

Fiscal Year
TTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Operating Margin
38.19%39.75%43.14%44.09%50.91%58.77%
Pretax Margin
38.19%39.74%38.72%44.09%50.91%58.77%
Profit Margin
28.54%29.62%28.93%33.39%41.45%47.48%
FCF Margin
-89.49%-27.96%103.78%-0.93%-68.96%-3.09%

Dividends

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Dividend Per Share
1.1601.1501.0001.2001.3301.260
Dividend Per Share Growth
10.48%15.00%-16.67%-9.77%5.56%40.00%
Dividend Yield
6.04%4.83%6.02%5.83%6.46%4.67%

Valuation

Fiscal Year
CurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingOct '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
PE Ratio
9.7712.2011.269.847.428.63
Forward PE
8.8711.007.888.057.5910.47
P/FCF Ratio
--3.14---
PS Ratio
2.793.613.263.293.084.10