S&U plc (LON:SUS)

S&U plc Income Statement

Financials in millions GBP. Fiscal year is March - February.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Feb 5, 2026	Jan 31, 2025	Jan 31, 2024	Jan 31, 2023	Jan 31, 2022
Interest and Dividend Income	107.43	115.61	115.44	102.71	87.89
Total Interest Expense	14.35	18.12	15.06	7.5	3.77
Net Interest Income	93.08	97.49	100.38	95.22	84.12
Revenue Before Loan Losses	93.08	97.49	100.38	95.22	84.12
Provision for Loan Losses	13.03	35.57	24.2	13.88	4.12
Revenue	80.05	61.92	76.17	81.34	80
Revenue Growth (YoY)	29.28%	-18.71%	-6.36%	1.68%	-0.19%
Salaries & Employee Benefits	-	0.02	0.01	0.01	0.01
Cost of Services Provided	48.24	35.2	42.57	39.92	32.97
Total Operating Expenses	48.24	35.21	42.59	39.93	32.98
Operating Income	31.82	26.71	33.58	41.41	47.02
EBT Excluding Unusual Items	31.82	26.71	33.58	41.41	47.02
Other Unusual Items	-	-2.74	-	-	-
Pretax Income	31.82	23.98	33.58	41.41	47.02
Income Tax Expense	8.1	6.06	8.15	7.69	9.04
Earnings From Continuing Ops.	23.71	17.91	25.44	33.72	37.98
Net Income	23.71	17.91	25.44	33.72	37.98
Net Income to Common	23.71	17.91	25.44	33.72	37.98
Net Income Growth	32.38%	-29.58%	-24.56%	-11.23%	159.33%
Shares Outstanding (Basic)	12	12	12	12	12
Shares Outstanding (Diluted)	12	12	12	12	12
Shares Change (YoY)	-	-	0.01%	0.03%	0.09%
EPS (Basic)	1.95	1.47	2.09	2.78	3.13
EPS (Diluted)	1.95	1.47	2.09	2.77	3.13
EPS Growth	32.40%	-29.54%	-24.61%	-11.26%	159.07%
Free Cash Flow	-22.39	64.27	-0.71	-56.09	-2.47
Free Cash Flow Per Share	-1.84	5.29	-0.06	-4.62	-0.20
Dividend Per Share	1.150	1.000	1.200	1.330	1.260
Dividend Growth	15.00%	-16.67%	-9.77%	5.56%	40.00%
Operating Margin	39.75%	43.14%	44.09%	50.91%	58.77%
Profit Margin	29.62%	28.93%	33.39%	41.45%	47.48%
Free Cash Flow Margin	-27.96%	103.78%	-0.93%	-68.96%	-3.09%
Effective Tax Rate	25.47%	25.29%	24.26%	18.57%	19.22%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.