S&U plc (LON:SUS)
London flag London · Delayed Price · Currency is GBP · Price in GBX
1,925.00
-20.00 (-1.03%)
Aug 12, 2026, 4:27 PM GMT

S&U plc Financials Overview

Millions GBP. Fiscal year is Mar - Feb.

Revenue & Profits

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingFeb '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Revenue
107.43107.43115.61115.44102.7187.89
Revenue Growth
0.40%-7.07%0.15%12.39%16.87%4.93%
Gross Profit
70.8570.8563.6668.4165.1665
Operating Income
70.8570.8563.6668.4165.1665
Net Income
70.8570.8563.6668.4165.1665
Earnings Per Share
1.951.951.472.092.773.13
EPS Growth
18.81%32.43%-29.54%-24.61%-11.26%159.07%

Revenue by Segment

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingFeb '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Motor Finance
74.5974.5979.9287.1683.1874.5
Property Bridging Finance
15.515.514.5810.319.537.11
Central
2.992.992.992.92.512.51
Total
93.0893.0897.49100.3895.2284.12

Cash & Debt

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingFeb '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Cash & Investments
005.2203.140
Total Debt
242.43242.43198.24225.25196.54114.44
Net Cash (Debt)
-242.43-242.43-193.03-225.25-193.4-114.44
Net Cash Growth
------
Net Cash Per Share
-19.95-19.95-15.89-18.54-15.92-9.42

Cash Flow & CapEx

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingFeb '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Operating Cash Flow
-21.5-21.564.99-0.45-55.27-2.09
Capital Expenditures
-0.88-0.88-0.73-0.27-0.83-0.38
Free Cash Flow
-22.39-22.3964.27-0.71-56.09-2.47
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingFeb '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Gross Margin
65.95%65.95%55.06%59.26%63.44%73.95%
Operating Margin
65.95%65.95%55.06%59.26%63.44%73.95%
Pretax Margin
65.95%65.95%55.06%59.26%63.44%73.95%
Profit Margin
65.95%65.95%55.06%59.26%63.44%73.95%
FCF Margin
-20.84%-20.84%55.59%-0.62%-54.61%-2.81%

Dividends

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
Dividend Per Share
1.1501.1501.0001.2001.3301.260
Dividend Per Share Growth
15.00%15.00%-16.67%-9.77%5.56%40.00%
Dividend Yield
5.91%4.41%6.92%6.45%6.21%3.74%

Valuation

Fiscal YearCurrentFY 2026FY 2025FY 2024FY 2023FY 2022
Period EndingAug '26 Feb '26 Jan '25 Jan '24 Jan '23 Jan '22
PE Ratio
9.9712.1911.269.857.428.63
Forward PE
8.9311.007.888.057.5910.47
P/FCF Ratio
--3.14---
PS Ratio
2.952.691.742.172.443.73