United Bank Ratios and Metrics

Market cap in millions GBP. Fiscal year is January - December.

Millions GBP. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 9, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	3,188	1,342	606	452	700	705
Market Cap Growth	134.77%	121.40%	34.08%	-35.40%	-0.70%	-28.17%
Last Close Price	4.92	2.37	2.14	2.08	1.76	1.62
PE Ratio	9.56	6.23	3.95	3.91	5.50	7.36
PS Ratio	3.01	1.91	1.18	0.97	1.67	1.96
PB Ratio	2.68	1.46	0.76	0.54	0.73	0.74
P/FCF Ratio	1.60	0.31	0.09	-	0.83	0.97
P/OCF Ratio	1.43	0.30	0.09	-	0.81	0.95
Debt / Equity Ratio	12.80	15.21	9.96	2.56	2.56	0.74
Debt / FCF Ratio	7.66	3.18	1.15	-	2.89	0.96
Return on Equity (ROE)	32.88%	24.67%	21.93%	14.02%	14.08%	10.44%
Return on Assets (ROA)	1.33%	1.07%	1.27%	1.11%	1.23%	0.98%
Earnings Yield	10.46%	16.06%	25.33%	25.57%	18.19%	13.59%
FCF Yield	62.45%	327.88%	1141.15%	-210.05%	121.22%	103.52%
Dividend Yield	3.63%	2.66%	2.86%	1.93%	2.14%	1.70%
Payout Ratio	47.93%	71.62%	107.42%	56.72%	77.68%	38.87%
Total Shareholder Return	2.35%	2.66%	2.86%	1.93%	2.14%	1.70%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.