London · Delayed Price · Currency is GBP · Price in USD United Bank Statistics
Total Valuation
United Bank has a market cap or net worth of GBP 3.18 billion.
| Market Cap | 3.18B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Wednesday, February 18, 2026.
| Earnings Date | Feb 18, 2026 |
| Ex-Dividend Date | Oct 24, 2025 |
Share Statistics
| Current Share Class | n/a |
| Shares Outstanding | n/a |
| Shares Change (YoY) | +1.28% |
| Shares Change (QoQ) | +0.01% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 1.13% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 9.55.
| PE Ratio | 9.55 |
| Forward PE | n/a |
| PS Ratio | 3.00 |
| PB Ratio | 2.67 |
| P/TBV Ratio | 3.12 |
| P/FCF Ratio | 1.60 |
| P/OCF Ratio | 1.42 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | 7.66 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 32.88%.
| Return on Equity (ROE) | 32.88% |
| Return on Assets (ROA) | 1.33% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | n/a |
| Revenue Per Employee | 59,381 |
| Profits Per Employee | 18,692 |
| Employee Count | 17,845 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, United Bank has paid 375.27 million in taxes.
| Income Tax | 375.27M |
| Effective Tax Rate | 52.94% |
Stock Price Statistics
The stock price has increased by +109.38% in the last 52 weeks.
| Beta (5Y) | n/a |
| 52-Week Price Change | +109.38% |
| 50-Day Moving Average | 6.05 |
| 200-Day Moving Average | 5.29 |
| Relative Strength Index (RSI) | 99.33 |
| Average Volume (20 Days) | n/a |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, United Bank had revenue of GBP 1.06 billion and earned 333.56 million in profits. Earnings per share was 0.13.
| Revenue | 1.06B |
| Gross Profit | 1.05B |
| Operating Income | 706.28M |
| Pretax Income | 708.89M |
| Net Income | 333.56M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | 0.13 |
Balance Sheet
The company has 1.66 billion in cash and 15.25 billion in debt, with a net cash position of -13.59 billion.
| Cash & Cash Equivalents | 1.66B |
| Total Debt | 15.25B |
| Net Cash | -13.59B |
| Net Cash Per Share | n/a |
| Equity (Book Value) | 1.19B |
| Book Value Per Share | 0.48 |
| Working Capital | -24.92B |
Cash Flow
In the last 12 months, operating cash flow was 2.24 billion and capital expenditures -246.22 million, giving a free cash flow of 1.99 billion.
| Operating Cash Flow | 2.24B |
| Capital Expenditures | -246.22M |
| Free Cash Flow | 1.99B |
| FCF Per Share | n/a |
Margins
| Gross Margin | n/a |
| Operating Margin | 66.65% |
| Pretax Margin | 66.90% |
| Profit Margin | 31.48% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 187.88% |
Dividends & Yields
This stock pays an annual dividend of 0.24, which amounts to a dividend yield of 3.63%.
| Dividend Per Share | 0.24 |
| Dividend Yield | 3.63% |
| Dividend Growth (YoY) | 15.93% |
| Years of Dividend Growth | 3 |
| Payout Ratio | 180.87% |
| Buyback Yield | -1.28% |
| Shareholder Yield | 2.35% |
| Earnings Yield | 10.48% |
| FCF Yield | 62.52% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
The last stock split was on July 11, 2025. It was a forward split with a ratio of 2.
| Last Split Date | Jul 11, 2025 |
| Split Type | Forward |
| Split Ratio | 2 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 4 |