XPS Pensions Group plc (LON:XPS)

XPS Pensions Group Statistics

Total Valuation

LON:XPS has a market cap or net worth of GBP 705.40 million. The enterprise value is 783.76 million.

Market Cap	705.40M
Enterprise Value	783.76M

Important Dates

The next estimated earnings date is Friday, June 19, 2026.

Earnings Date	Jun 19, 2026
Ex-Dividend Date	Jan 8, 2026

Share Statistics

LON:XPS has 204.47 million shares outstanding. The number of shares has decreased by -1.24% in one year.

Current Share Class	204.47M
Shares Outstanding	204.47M
Shares Change (YoY)	-1.24%
Shares Change (QoQ)	-1.33%
Owned by Insiders (%)	0.76%
Owned by Institutions (%)	86.93%
Float	180.18M

Valuation Ratios

The trailing PE ratio is 28.91 and the forward PE ratio is 16.08. LON:XPS's PEG ratio is 2.13.

PE Ratio	28.91
Forward PE	16.08
PS Ratio	2.86
PB Ratio	4.19
P/TBV Ratio	n/a
P/FCF Ratio	18.90
P/OCF Ratio	18.30
PEG Ratio	2.13

Enterprise Valuation

The stock's EV/EBITDA ratio is 12.83, with an EV/FCF ratio of 21.00.

EV / Earnings	30.21
EV / Sales	3.17
EV / EBITDA	12.83
EV / EBIT	16.20
EV / FCF	21.00

Financial Position

The company has a current ratio of 1.77, with a Debt / Equity ratio of 0.53.

Current Ratio	1.77
Quick Ratio	1.77
Debt / Equity	0.53
Debt / EBITDA	1.46
Debt / FCF	2.39
Interest Coverage	13.95

Financial Efficiency

Return on equity (ROE) is 14.79% and return on invested capital (ROIC) is 14.07%.

Return on Equity (ROE)	14.79%
Return on Assets (ROA)	9.89%
Return on Invested Capital (ROIC)	14.07%
Return on Capital Employed (ROCE)	17.36%
Weighted Average Cost of Capital (WACC)	5.85%
Revenue Per Employee	129,877
Profits Per Employee	13,649
Employee Count	1,901
Asset Turnover	0.81
Inventory Turnover	n/a

Taxes

In the past 12 months, LON:XPS has paid 10.22 million in taxes.

Income Tax	10.22M
Effective Tax Rate	28.26%

Stock Price Statistics

Beta (5Y)	0.36
52-Week Price Change	n/a
50-Day Moving Average	342.45
200-Day Moving Average	360.36
Relative Strength Index (RSI)	50.85
Average Volume (20 Days)	747,571

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, LON:XPS had revenue of GBP 246.90 million and earned 25.95 million in profits. Earnings per share was 0.12.

Revenue	246.90M
Gross Profit	225.17M
Operating Income	48.38M
Pretax Income	36.17M
Net Income	25.95M
EBITDA	58.11M
EBIT	48.38M
Earnings Per Share (EPS)	0.12

Balance Sheet

The company has 10.84 million in cash and 89.20 million in debt, with a net cash position of -78.35 million or -0.38 per share.

Cash & Cash Equivalents	10.84M
Total Debt	89.20M
Net Cash	-78.35M
Net Cash Per Share	-0.38
Equity (Book Value)	168.23M
Book Value Per Share	0.82
Working Capital	32.96M

Cash Flow

In the last 12 months, operating cash flow was 38.55 million and capital expenditures -1.23 million, giving a free cash flow of 37.32 million.

Operating Cash Flow	38.55M
Capital Expenditures	-1.23M
Free Cash Flow	37.32M
FCF Per Share	0.18

Margins

Gross margin is 91.20%, with operating and profit margins of 19.59% and 10.51%.

Gross Margin	91.20%
Operating Margin	19.59%
Pretax Margin	14.65%
Profit Margin	10.51%
EBITDA Margin	23.54%
EBIT Margin	19.59%
FCF Margin	15.12%

Dividends & Yields

This stock pays an annual dividend of 0.12, which amounts to a dividend yield of 3.61%.

Dividend Per Share	0.12
Dividend Yield	3.61%
Dividend Growth (YoY)	14.95%
Years of Dividend Growth	5
Payout Ratio	93.68%
Buyback Yield	1.24%
Shareholder Yield	4.79%
Earnings Yield	3.68%
FCF Yield	5.29%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

LON:XPS has an Altman Z-Score of 4.88 and a Piotroski F-Score of 6.

Altman Z-Score	4.88
Piotroski F-Score	6