LUX:102500539 Cash Flow Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	3,827	4,297	4,174	3,678	2,939	2,519
Depreciation & Amortization	752.39	751.69	740.13	732.48	711.44	720.05
Gain (Loss) on Sale of Investments	-197.43	-617.75	36.29	225.71	-17.71	284.22
Provision for Credit Losses	802.5	666.66	992.68	930.1	1,200	1,882
Change in Trading Asset Securities	-818.46	-4,512	19,576	29,397	56,509	-25,902
Change in Other Net Operating Assets	-38,087	-16,949	-63,639	-34,609	-87,753	-14,341
Other Operating Activities	139.36	-56.97	191.81	-38.49	-49.3	-312.99
Operating Cash Flow	-33,707	-16,573	-38,026	244.71	-26,605	-35,274
Capital Expenditures	-359.53	-371.66	-681.38	-2,075	-288.44	-341.35
Sale of Property, Plant and Equipment	0.07	0.06	0.11	0.12	0.15	0.09
Investment in Securities	206.8	-391.53	-1,605	-465.03	602.48	-274.55
Income (Loss) Equity Investments	-148.49	-152.48	-98.05	-112.36	-144.75	-123.01
Other Investing Activities	-232.12	115.4	-80.88	91.94	67.59	18.75
Investing Cash Flow	-384.78	-647.73	-2,368	-2,448	381.78	-597.06
Short-Term Debt Issued	-	1,277	-	4,691	-	-
Long-Term Debt Issued	-	7,030	595.32	1,749	2,566	1,622
Total Debt Issued	18,312	8,307	595.32	6,440	2,566	1,622
Short-Term Debt Repaid	-	-	-3,393	-	-3,466	-5,845
Long-Term Debt Repaid	-	-6,933	-4,405	-3,490	-1,508	-4,560
Total Debt Repaid	-1,798	-6,933	-7,798	-3,490	-4,974	-10,404
Net Debt Issued (Repaid)	16,514	1,375	-7,203	2,950	-2,408	-8,782
Issuance of Common Stock	-	-	-	4,805	-	-
Common Dividends Paid	-2,138	-2,059	-1,664	-1,511	-1,124	-1,571
Net Increase (Decrease) in Deposit Accounts	11,022	32,135	53,675	-18,847	33,374	50,799
Other Financing Activities	5,342	-	-	-	-	-42.12
Financing Cash Flow	30,740	31,450	44,809	-12,603	29,842	40,404
Foreign Exchange Rate Adjustments	-479.5	849.87	21.95	1,581	-452.06	-754.71
Net Cash Flow	-3,831	15,079	4,437	-13,225	3,167	3,778
Free Cash Flow	-34,067	-16,945	-38,708	-1,830	-26,894	-35,616
Free Cash Flow Margin	-281.14%	-133.23%	-320.95%	-16.35%	-269.48%	-365.27%
Free Cash Flow Per Share	-7.74	-3.85	-8.80	-0.46	-6.97	-9.23
Cash Interest Paid	13,476	13,820	10,681	4,792	3,086	4,768
Cash Income Tax Paid	437.46	506.6	660.94	367.41	304.39	585.95

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.