LUX:ESUNF Income Statement

Financials in millions TWD. Fiscal year is January - December.

Millions TWD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Interest Income on Loans	105,105	100,216	84,436	53,854	35,482	36,089
Interest Paid on Deposits	66,406	66,218	55,336	24,236	9,498	14,751
Net Interest Income	38,699	33,997	29,100	29,618	25,984	21,339
Net Interest Income Growth (YoY)	18.79%	16.83%	-1.75%	13.99%	21.77%	7.38%
Gain (Loss) on Sale of Investments	14,181	11,370	15,675	4,840	9,559	14,256
Other Non-Interest Income	32,397	30,804	21,907	20,374	22,397	20,670
Total Non-Interest Income	46,578	42,174	37,582	25,214	31,956	34,927
Non-Interest Income Growth (YoY)	4.55%	12.22%	49.05%	-21.10%	-8.51%	0.81%
Revenues Before Loan Losses	85,277	76,172	66,682	54,833	57,940	56,265
Provision for Loan Losses	5,053	4,147	2,682	2,077	2,130	3,226
Revenue	80,224	72,025	64,001	52,756	55,811	53,039
Revenue Growth (YoY)	11.25%	12.54%	21.31%	-5.47%	5.22%	0.23%
Salaries and Employee Benefits	17,750	16,371	15,434	13,855	14,125	13,698
Occupancy Expenses	3,767	3,764	3,889	3,769	3,592	3,443
Selling, General & Administrative	17,096	16,082	18,179	15,202	14,092	15,354
Other Non-Interest Expense	3,522	3,522	-	-	-	-
Total Non-Interest Expense	42,134	39,739	37,502	32,826	31,808	32,494
EBT Excluding Unusual Items	38,090	32,287	26,499	19,930	24,002	20,545
Asset Writedown	15.75	-27.23	13.2	-26.9	-43.03	-16.07
Pretax Income	38,105	32,259	26,512	19,903	23,959	20,529
Income Tax Expense	6,645	6,111	4,764	4,122	3,374	2,481
Earnings From Continuing Operations	31,461	26,149	21,748	15,781	20,586	18,048
Minority Interest in Earnings	-27.52	-21.22	-21.52	-22.34	-26.52	-21.26
Net Income	31,433	26,128	21,726	15,759	20,559	18,027
Net Income to Common	31,433	26,128	21,726	15,759	20,559	18,027
Net Income Growth	17.54%	20.26%	37.87%	-23.35%	14.05%	-10.34%
Basic Shares Outstanding	16,166	16,152	15,861	15,260	15,238	15,215
Diluted Shares Outstanding	16,200	16,185	15,889	15,283	15,266	15,243
Shares Change (YoY)	0.13%	1.86%	3.96%	0.12%	0.15%	0.15%
EPS (Basic)	1.94	1.62	1.37	1.03	1.35	1.18
EPS (Diluted)	1.94	1.61	1.37	1.03	1.35	1.18
EPS Growth	18.09%	18.12%	32.79%	-23.60%	13.86%	-10.47%
Dividend Per Share	1.188	1.188	1.165	0.178	0.587	0.504
Dividend Growth	2.00%	2.00%	555.49%	-69.73%	16.54%	-16.73%
Effective Tax Rate	17.44%	18.94%	17.97%	20.71%	14.08%	12.09%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.