FMBcapital Holdings Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	296.09	229.37	191.56	147.39	126.01
Interest Paid on Deposits	73.76	62.86	55.56	38.46	28.89
Net Interest Income	222.32	166.52	136	108.93	97.13
Net Interest Income Growth	33.51%	22.44%	24.85%	12.15%	47.73%
Gain (Loss) on Sale of Assets	0.02	-0.16	0.03	0.08	0.59
Gain (Loss) on Sale of Investments	18.71	1.27	5.76	2.96	-13.83
Other Non-Interest Income	144.13	110.67	114.78	78.87	74.18
Total Non-Interest Income	162.86	111.78	120.58	81.91	60.94
Non-Interest Income Growth	45.70%	-7.30%	47.21%	34.40%	1.09%
Revenues Before Loan Losses	385.19	278.29	256.58	190.83	158.07
Provision for Loan Losses	13.06	5.44	12.79	4.2	7.06
Revenue	372.12	272.85	243.78	186.63	151.01
Revenue Growth	36.38%	11.92%	30.62%	23.59%	25.93%
Occupancy Expenses	30.65	27.48	24.85	20.79	21.59
Selling, General & Administrative	107.58	99.17	91.78	75.51	75.31
Other Non-Interest Expense	-	-	0.07	7.66	5.13
Total Non-Interest Expense	138.16	127.09	112.95	99.53	87.8
EBT Excluding Unusual Items	233.97	145.76	130.83	87.1	63.21
Asset Writedown	0.29	0.01	0.5	-	-4.11
Pretax Income	234.26	145.76	131.33	87.1	59.1
Income Tax Expense	81.97	42.25	39.59	25.9	18.65
Earnings From Continuing Operations	152.3	103.52	91.74	61.19	40.45
Minority Interest in Earnings	-39.44	-34.87	-32.31	-21.11	-13.24
Net Income	112.86	68.64	59.43	40.09	27.21
Net Income to Common	112.86	68.64	59.43	40.09	27.21
Net Income Growth	64.41%	15.50%	48.25%	47.35%	104.34%
Basic Shares Outstanding	2,458	2,458	2,458	2,458	2,458
Diluted Shares Outstanding	2,687	2,687	2,687	2,687	2,687
Shares Change	-	-	-	-	-
EPS (Basic)	0.05	0.03	0.02	0.02	0.01
EPS (Diluted)	0.04	0.03	0.02	0.02	0.01
EPS Growth	63.51%	15.26%	47.39%	46.41%	101.33%

Additional Metrics

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.010	-	0.006	0.005	0.002
Dividend Growth	-	-	30.61%	172.22%	125.00%
Effective Tax Rate	34.99%	28.98%	30.14%	29.74%	31.56%