Standard Bank PLC (MAL: STANDARD)

Standard Bank Balance Sheet

Financials in millions MWK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	103,620	28,460	20,137	19,780	13,538	52,780
Investment Securities	316,974	335,019	352,645	177,613	142,532	100,631
Trading Asset Securities	44,776	23,442	1,587	18,608	3,632	1,323
Total Investments	361,750	358,461	354,232	196,221	146,164	101,954
Gross Loans	685,231	555,275	384,832	315,354	257,511	180,735
Allowance for Loan Losses	-	-17,168	-13,501	-9,656	-6,856	-7,045
Other Adjustments to Gross Loans	-	-4,068	-4,032	-2,683	-2,703	-2,536
Net Loans	685,231	534,039	367,299	303,015	247,952	171,154
Property, Plant & Equipment	29,109	29,102	21,907	18,444	18,263	16,991
Other Intangible Assets	11,912	12,693	13,979	15,493	16,988	18,092
Other Receivables	-	6,245	1,692	2,958	663	951
Restricted Cash	-	123,772	36,248	21,627	15,927	7,356
Other Current Assets	-	1,511	2,504	2,472	2,085	1,087
Long-Term Deferred Tax Assets	4,961	-	-	-	-	-
Other Long-Term Assets	31,809	18,233	11,350	46,625	17,980	4,751
Total Assets	1,228,392	1,112,516	829,348	626,635	479,560	375,116
Accounts Payable	-	66	12	92	120	57
Accrued Expenses	-	14,467	7,824	5,424	6,109	5,275
Interest Bearing Deposits	908,089	376,895	317,417	217,800	198,128	150,281
Non-Interest Bearing Deposits	-	435,313	296,551	243,612	146,939	114,733
Total Deposits	908,089	812,208	613,968	461,412	345,067	265,014
Short-Term Borrowings	274	25,463	23,409	13,922	5,273	2,791
Current Portion of Leases	-	29	319	305	268	580
Current Income Taxes Payable	25,441	29,619	10,565	7,151	4,031	1,941
Other Current Liabilities	-	16,726	10,165	9,575	4,328	4,591
Long-Term Leases	-	208	162	260	448	-
Long-Term Unearned Revenue	-	1,872	-	-	-	-
Long-Term Deferred Tax Liabilities	-	2,044	8,142	6,190	4,449	4,256
Other Long-Term Liabilities	83,805	15,540	4,201	3,436	2,335	2,036
Total Liabilities	1,017,609	918,699	681,296	509,576	373,839	287,877
Common Stock	234	234	234	234	234	234
Additional Paid-In Capital	8,492	8,492	8,492	8,492	8,492	8,492
Retained Earnings	183,992	167,023	126,503	97,301	87,232	70,989
Comprehensive Income & Other	18,065	18,068	12,823	11,032	9,763	7,524
Shareholders' Equity	210,783	193,817	148,052	117,059	105,721	87,239
Total Liabilities & Equity	1,228,392	1,112,516	829,348	626,635	479,560	375,116
Total Debt	274	25,700	23,890	14,487	5,989	3,371
Net Cash (Debt)	148,122	26,202	-2,166	23,901	11,181	50,732
Net Cash Growth	57.48%	-	-	113.76%	-77.96%	-24.98%
Net Cash Per Share	633.00	111.97	-9.26	102.14	47.78	216.80
Filing Date Shares Outstanding	234	234	234	234	234	234
Total Common Shares Outstanding	234	234	234	234	234	234
Book Value Per Share	900.78	828.28	632.70	500.25	451.80	372.82
Tangible Book Value	198,871	181,124	134,073	101,566	88,733	69,147
Tangible Book Value Per Share	849.88	774.03	572.96	434.04	379.20	295.50

Source: S&P Capital IQ. Banks template. Financial Sources.