Standard Bank PLC (MAL:STANDARD)

Standard Bank Balance Sheet

Financials in millions MWK. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	197,187	152,232	20,137	19,780	13,538
Investment Securities	394,899	335,019	352,645	177,613	142,532
Trading Asset Securities	39,634	23,442	1,587	18,608	3,632
Total Investments	434,533	358,461	354,232	196,221	146,164
Gross Loans	612,003	534,039	384,832	315,354	257,511
Allowance for Loan Losses	-	-	-13,501	-9,656	-6,856
Other Adjustments to Gross Loans	-	-	-4,032	-2,683	-2,703
Net Loans	612,003	534,039	367,299	303,015	247,952
Property, Plant & Equipment	36,103	29,102	21,907	18,444	18,263
Other Intangible Assets	11,143	12,693	13,979	15,493	16,988
Other Receivables	-	-	1,692	2,958	663
Restricted Cash	-	-	36,248	21,627	15,927
Other Current Assets	-	-	2,504	2,472	2,085
Long-Term Deferred Tax Assets	9,685	-	-	-	-
Other Long-Term Assets	31,991	25,989	11,350	46,625	17,980
Total Assets	1,332,645	1,112,516	829,348	626,635	479,560
Accounts Payable	-	-	12	92	120
Accrued Expenses	-	-	7,824	5,424	6,109
Interest Bearing Deposits	966,586	812,208	317,417	217,800	198,128
Non-Interest Bearing Deposits	-	-	296,551	243,612	146,939
Total Deposits	966,586	812,208	613,968	461,412	345,067
Short-Term Borrowings	808	1,617	23,409	13,922	5,273
Current Portion of Leases	-	-	319	305	268
Current Income Taxes Payable	20,841	29,619	10,565	7,151	4,031
Other Current Liabilities	-	-	10,165	9,575	4,328
Long-Term Leases	-	-	162	260	448
Long-Term Deferred Tax Liabilities	-	2,044	8,142	6,190	4,449
Other Long-Term Liabilities	84,625	73,211	4,201	3,436	2,335
Total Liabilities	1,072,860	918,699	681,296	509,576	373,839
Common Stock	235	235	234	234	234
Additional Paid-In Capital	8,491	8,491	8,492	8,492	8,492
Retained Earnings	227,983	167,023	126,503	97,301	87,232
Comprehensive Income & Other	23,076	18,068	12,823	11,032	9,763
Shareholders' Equity	259,785	193,817	148,052	117,059	105,721
Total Liabilities & Equity	1,332,645	1,112,516	829,348	626,635	479,560
Total Debt	808	1,617	23,890	14,487	5,989
Net Cash (Debt)	236,013	174,057	-2,166	23,901	11,181
Net Cash Growth	35.59%	-	-	113.76%	-77.96%
Net Cash Per Share	1004.31	740.67	-9.26	102.14	47.78
Filing Date Shares Outstanding	235	234	234	234	234
Total Common Shares Outstanding	235	234	234	234	234
Book Value Per Share	1105.47	828.28	632.70	500.25	451.80
Tangible Book Value	248,642	181,124	134,073	101,566	88,733
Tangible Book Value Per Share	1058.05	774.03	572.96	434.04	379.20

Updated Mar 19, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.