Standard Bank PLC (MAL:STANDARD)

Standard Bank Balance Sheet

Financials in millions MWK. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	296,379	37,569	32,930	28,460	20,137	19,780
Investment Securities	599,423	642,788	394,899	335,019	352,645	177,613
Trading Asset Securities	41,270	50,820	39,634	23,442	1,587	18,608
Total Investments	640,693	693,608	434,533	358,461	354,232	196,221
Gross Loans	1,045,763	954,526	644,107	555,275	384,832	315,354
Allowance for Loan Losses	-	-35,546	-26,631	-17,168	-13,501	-9,656
Other Adjustments to Gross Loans	-	-15,741	-5,473	-4,068	-4,032	-2,683
Net Loans	1,045,763	903,239	612,003	534,039	367,299	303,015
Property, Plant & Equipment	41,065	41,557	36,103	29,102	21,907	18,444
Other Intangible Assets	8,842	9,606	11,143	12,693	13,979	15,493
Other Receivables	-	14,540	13,201	6,245	1,692	2,958
Restricted Cash	-	209,988	164,257	123,772	36,248	21,627
Other Current Assets	-	3,936	3,476	1,511	2,504	2,472
Long-Term Deferred Tax Assets	14,458	4,620	9,685	-	-	-
Other Long-Term Assets	38,420	18,590	15,314	18,233	11,350	46,625
Total Assets	2,085,620	1,937,253	1,332,645	1,112,516	829,348	626,635

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	1,673	1,751	66	12	92
Accrued Expenses	-	10,149	8,452	14,467	7,824	5,424
Interest Bearing Deposits	1,440,128	635,220	422,983	376,895	317,417	217,800
Non-Interest Bearing Deposits	-	755,694	543,603	435,313	296,551	243,612
Total Deposits	1,440,128	1,390,914	966,586	812,208	613,968	461,412
Short-Term Borrowings	461	35,937	34,276	25,463	23,409	13,922
Current Portion of Leases	-	538	361	29	319	305
Current Income Taxes Payable	28,379	29,271	20,841	29,619	10,565	7,151
Other Current Liabilities	104,500	99,769	26,042	16,726	10,165	9,575
Long-Term Leases	-	1,128	596	208	162	260
Long-Term Unearned Revenue	-	1,143	2,210	1,872	-	-
Long-Term Deferred Tax Liabilities	-	-	-	2,044	8,142	6,190
Other Long-Term Liabilities	131,289	14,676	10,916	15,540	4,201	3,436
Total Liabilities	1,704,757	1,588,512	1,072,860	918,699	681,296	509,576

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	8,726	8,726	235	235	234	234
Additional Paid-In Capital	-	-	8,491	8,491	8,492	8,492
Retained Earnings	344,304	311,681	227,983	167,023	126,503	97,301
Comprehensive Income & Other	27,833	28,334	23,076	18,068	12,823	11,032
Shareholders' Equity	380,863	348,741	259,785	193,817	148,052	117,059
Total Liabilities & Equity	2,085,620	1,937,253	1,332,645	1,112,516	829,348	626,635

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	461	37,603	35,233	25,700	23,890	14,487
Net Cash (Debt)	337,188	50,786	37,331	26,202	-2,166	23,901
Net Cash Growth	14.33%	36.04%	42.47%	-	-	113.76%
Net Cash Per Share	287.46	43.30	31.83	22.30	-1.85	20.43
Filing Date Shares Outstanding	1,173	1,173	1,170	1,170	1,170	1,170
Total Common Shares Outstanding	1,173	1,173	1,170	1,170	1,170	1,170
Book Value Per Share	324.69	297.31	222.04	165.66	126.54	100.05
Tangible Book Value	372,021	339,135	248,642	181,124	134,073	101,566
Tangible Book Value Per Share	317.15	289.12	212.51	154.81	114.59	86.81

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 20, 2026

Data Sources Report a data error