Standard Bank PLC (MAL:STANDARD)

Standard Bank Cash Flow Statement

Financials in millions MWK. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	92,385	86,365	52,520	39,202	24,769	23,743
Depreciation & Amortization	4,533	4,533	3,832	2,791	2,893	2,782
Other Amortization	1,550	1,550	1,530	1,514	1,513	1,491
Gain (Loss) on Sale of Assets	-4	-4	21	-78	11	317
Gain (Loss) on Sale of Investments	9,768	9,768	7,344	89	386	-1,457
Total Asset Writedown	88	88	-	-	-	217
Provision for Credit Losses	11,969	11,969	8,747	6,043	4,607	3,602
Change in Other Net Operating Assets	-108,693	-210,523	-80,437	-153,402	-126,677	-99,158
Other Operating Activities	-19,499	-20,625	4,461	-7,399	-5,201	5,224
Operating Cash Flow	-8,098	-117,074	-2,031	-111,240	-97,699	-63,239
Capital Expenditures	-5,489	-5,578	-7,771	-3,593	-1,951	-1,452
Sale of Property, Plant and Equipment	1	135	37	253	163	47
Income (Loss) Equity Investments	-195	-195	-49	-	-	-
Purchase / Sale of Intangibles	-	-	-	-	-	-387
Investing Cash Flow	-5,488	-5,443	-7,734	-3,340	-1,788	-1,792
Long-Term Debt Repaid	-	-364	-458	-319	-310	-147
Net Debt Issued (Repaid)	-350	-364	-458	-319	-310	-147
Common Dividends Paid	-14,347	-23,456	-8,237	-8,190	-11,005	-7,500
Net Increase (Decrease) in Deposit Accounts	159,711	159,711	134,310	136,966	122,914	78,944
Financing Cash Flow	145,014	135,891	125,615	128,457	111,599	71,297
Foreign Exchange Rate Adjustments	5,108	5,108	82,108	1,101	97	62
Net Cash Flow	136,536	18,482	197,958	14,978	12,209	6,328
Free Cash Flow	-13,587	-122,652	-9,802	-114,833	-99,650	-64,691
Free Cash Flow Margin	-5.17%	-53.32%	-5.29%	-95.01%	-113.93%	-86.04%
Free Cash Flow Per Share	-57.82	-521.92	-41.71	-490.74	-425.86	-276.46
Cash Interest Paid	11,267	9,013	9,687	9,036	7,258	5,104
Cash Income Tax Paid	53,520	70,450	37,573	16,054	10,935	10,592

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.