AVANGARD Joint Stock BANK (MOEX:AVAN)
Russia · Delayed Price · Currency is RUB 855.00
-15.00 (-1.72%)
At close: Jul 8, 2022
AVANGARD Joint Stock BANK Income Statement
Financials in millions RUB. Fiscal year is January - December.
Millions RUB. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 |
Interest Income on Loans | 2,593 | 7,015 | 14,783 | 9,909 | 5,757 | 7,387 |
Interest Income on Investments | 8,425 | 5,924 | - | - | 315.98 | 322.91 |
Total Interest Income | 11,018 | 12,938 | 14,783 | 9,909 | 6,073 | 7,710 |
Interest Paid on Deposits | 4,685 | 5,419 | 6,337 | 3,727 | 1,369 | 1,855 |
Interest Paid on Borrowings | 117.83 | 94.47 | - | - | - | - |
Total Interest Expense | 4,803 | 5,513 | 6,337 | 3,727 | 1,369 | 1,855 |
Net Interest Income | 6,215 | 7,425 | 8,446 | 6,182 | 4,704 | 5,855 |
Net Interest Income Growth | -25.16% | -12.09% | 36.62% | 31.44% | -19.67% | -0.55% |
Gain (Loss) on Sale of Investments | 9,416 | 9,217 | -2,396 | -283.45 | - | - |
Other Non-Interest Income | -2,339 | -2,603 | 5,662 | 6,163 | 8,159 | 13,832 |
Total Non-Interest Income | 7,077 | 6,614 | 3,265 | 5,880 | 8,159 | 13,832 |
Non-Interest Income Growth | 88.12% | 102.54% | -44.47% | -27.93% | -41.01% | 39.75% |
Revenues Before Loan Losses | 13,291 | 14,039 | 11,712 | 12,062 | 12,863 | 19,687 |
Provision for Loan Losses | -188.18 | -243.46 | -123.84 | 9,724 | 1,704 | 3,411 |
| 13,479 | 14,282 | 11,835 | 2,339 | 11,158 | 16,276 | |
Revenue Growth | 9.82% | 20.67% | 406.05% | -79.04% | -31.44% | 26.89% |
Salaries and Employee Benefits | -2,679 | - | 5,292 | 4,570 | 3,719 | 3,514 |
Occupancy Expenses | -589.76 | - | 1,145 | 1,075 | 957.61 | 1,046 |
Federal Deposit Insurance | -163.37 | - | 374.75 | 366.46 | 288.98 | 424.91 |
Selling, General & Administrative | -889.37 | - | 1,714 | 1,655 | 1,356 | 1,473 |
Other Non-Interest Expense | 11,855 | 7,161 | -2,274 | -5,714 | 1,345 | 1,314 |
Total Non-Interest Expense | 7,533 | 7,161 | 6,251 | 1,953 | 7,666 | 7,771 |
EBT Excluding Unusual Items | 5,946 | 7,121 | 5,584 | 385.72 | 3,492 | 8,505 |
Pretax Income | 5,946 | 7,121 | 5,584 | 385.72 | 3,492 | 8,505 |
Income Tax Expense | 1,650 | 1,554 | 544.06 | 104.59 | 374.1 | 1,362 |
Net Income | 4,296 | 5,567 | 5,040 | 281.13 | 3,118 | 7,143 |
Net Income to Common | 4,296 | 5,567 | 5,040 | 281.13 | 3,118 | 7,143 |
Net Income Growth | -21.04% | 10.46% | 1692.87% | -90.98% | -56.35% | 39.01% |
Basic Shares Outstanding | - | 242 | 81 | - | 81 | 81 |
Diluted Shares Outstanding | - | 242 | 81 | - | 81 | 81 |
Shares Change | - | 200.00% | - | - | - | - |
EPS (Basic) | - | 23.00 | 62.46 | - | 38.64 | 88.51 |
EPS (Diluted) | - | 23.00 | 62.46 | - | 38.64 | 88.51 |
EPS Growth | - | -63.18% | - | - | -56.35% | 39.01% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2020 | FY 2019 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '20 Dec 31, 2020 | Dec '19 Dec 31, 2019 |
Dividend Per Share | - | - | - | - | - | 55.760 |
Dividend Growth | - | - | - | - | - | 79.99% |
Effective Tax Rate | 27.75% | 21.82% | 9.74% | 27.12% | 10.71% | 16.02% |