The Russian Public Joint-Stock Commercial Roads Bank (MOEX: RDRB)

RDRB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Jan 1, 2021	Jan 1, 2020
Cash & Equivalents	437.97	564.87	406	529.76	1,947	2,805
Investment Securities	9,796	5,816	5,853	6,161	4,790	3,095
Total Investments	9,796	5,816	5,853	6,161	4,790	3,095
Gross Loans	23,744	28,241	27,597	15,941	15,968	13,076
Allowance for Loan Losses	-	-	-	-	-566.42	-450.77
Net Loans	23,744	28,241	27,597	15,941	15,401	12,625
Property, Plant & Equipment	508	582.33	557.74	307.57	832.81	185.22
Other Intangible Assets	-	-	-	-	58.83	46.03
Accrued Interest Receivable	-	-	-	-	181.43	152.96
Other Receivables	-	-	27.32	14.08	29.8	16.45
Restricted Cash	-	81.35	35.73	353.03	475.97	387.84
Other Current Assets	2,295	2,097	1,207	971.27	55.39	135.79
Long-Term Deferred Tax Assets	354.77	249.75	132.24	100.9	21.72	57.25
Other Real Estate Owned & Foreclosed	-	-	-	-	45	50.56
Other Long-Term Assets	236.53	479.36	193.49	251.64	-	-
Total Assets	37,372	38,112	36,009	24,631	23,839	19,557
Accounts Payable	-	-	-	-	1.08	1.25
Accrued Expenses	-	-	-	-	50.69	45.8
Interest Bearing Deposits	29,046	31,037	31,097	19,756	16,320	16,140
Total Deposits	29,046	31,037	31,097	19,756	16,320	16,140
Short-Term Borrowings	-	-	-	-	365.05	-
Current Portion of Leases	-	-	-	-	99.42	-
Current Income Taxes Payable	-	3.02	-	3.15	10.46	5.34
Accrued Interest Payable	-	-	-	-	48.65	44.53
Other Current Liabilities	-	-	-	-	19.45	1.43
Long-Term Debt	4,077	2,803	1,383	1,484	3,531	704.28
Long-Term Leases	-	-	-	-	580.82	-
Long-Term Deferred Tax Liabilities	193.85	165.33	19.16	-	-	2.6
Other Long-Term Liabilities	619.7	688.19	546.47	311.52	151.99	100.25
Total Liabilities	33,937	34,696	33,046	21,554	21,179	17,046
Preferred Stock, Non-Redeemable	-	-	-	-	2.2	2.2
Total Preferred Equity	-	-	-	-	2.2	2.2
Common Stock	2,965	2,665	2,352	2,352	1,880	1,880
Additional Paid-In Capital	448.81	355.8	274.98	274.98	153.74	153.74
Retained Earnings	1,217	1,171	840.25	770.17	631.87	469.26
Comprehensive Income & Other	-1,196	-775.61	-503.82	-319.97	-6.47	6.17
Total Common Equity	3,435	3,416	2,963	3,077	2,659	2,509
Shareholders' Equity	3,435	3,416	2,963	3,077	2,661	2,511
Total Liabilities & Equity	37,372	38,112	36,009	24,631	23,839	19,557
Total Debt	4,077	2,803	1,383	1,484	4,576	704.28
Net Cash (Debt)	-3,639	-2,238	-977.21	-953.84	-2,628	2,100
Net Cash Per Share	-	-91.95	-46.17	-	-173.40	197.82
Filing Date Shares Outstanding	-	24.34	21.16	-	15.16	15.16
Total Common Shares Outstanding	-	24.34	21.16	-	15.16	15.16
Book Value Per Share	-	140.32	140.00	-	175.40	165.51
Tangible Book Value	3,435	3,416	2,963	3,077	2,600	2,463
Tangible Book Value Per Share	-	140.32	140.00	-	171.52	162.47

Source: S&P Capital IQ. Banks template. Financial Sources.