MOEX:RDRB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Jan '21 Jan 1, 2021
Cash & Equivalents	1,190	3,113	2,647	406	529.76	1,947
Investment Securities	12,430	9,647	7,999	5,853	6,161	4,790
Trading Asset Securities	0.01	-	-	-	-	-
Total Investments	12,430	9,647	7,999	5,853	6,161	4,790
Gross Loans	27,595	23,182	19,482	27,597	15,941	15,968
Allowance for Loan Losses	-	-1,378	-1,362	-	-	-566.42
Net Loans	27,595	21,804	18,120	27,597	15,941	15,401
Property, Plant & Equipment	1,096	382.45	478.23	557.74	307.57	832.81
Other Intangible Assets	-	72.23	62.91	-	-	58.83
Accrued Interest Receivable	-	-	-	-	-	181.43
Other Receivables	-	7,094	8,079	27.32	14.08	29.8
Restricted Cash	132.58	117.65	81.35	35.73	353.03	475.97
Other Current Assets	2,798	260.98	309	1,207	971.27	55.39
Long-Term Deferred Tax Assets	475.06	265.37	100.24	132.24	100.9	21.72
Other Real Estate Owned & Foreclosed	-	111.25	-	-	-	45
Other Long-Term Assets	975	163.18	46.65	193.49	251.64	-
Total Assets	46,691	43,031	37,922	36,009	24,631	23,839
Accounts Payable	-	24.03	-	-	-	1.08
Accrued Expenses	-	124.53	98.14	-	-	50.69
Interest Bearing Deposits	40,393	25,354	23,059	31,097	19,756	16,320
Non-Interest Bearing Deposits	-	7,855	7,883	-	-	-
Total Deposits	40,393	33,209	30,942	31,097	19,756	16,320
Short-Term Borrowings	-	-	-	-	-	365.05
Current Portion of Leases	-	109.23	106.53	-	-	99.42
Current Income Taxes Payable	-	39.12	3.02	-	3.15	10.46
Accrued Interest Payable	-	-	-	-	-	48.65
Other Current Liabilities	-	23.71	25.46	-	-	19.45
Long-Term Debt	950.13	5,441	2,903	1,383	1,484	3,531
Long-Term Leases	-	158.97	228.56	-	-	580.82
Long-Term Unearned Revenue	-	93.39	124.4	-	-	-
Long-Term Deferred Tax Liabilities	258.02	-	-	19.16	-	-
Other Long-Term Liabilities	614.75	57.65	99.66	546.47	311.52	151.99
Total Liabilities	42,216	39,281	34,531	33,046	21,554	21,179
Preferred Stock, Non-Redeemable	-	-	-	-	-	2.2
Total Preferred Equity	-	-	-	-	-	2.2
Common Stock	3,411	3,239	2,939	2,352	2,352	1,880
Additional Paid-In Capital	559.01	448.81	355.8	274.98	274.98	153.74
Retained Earnings	1,141	1,077	680.64	840.25	770.17	631.87
Comprehensive Income & Other	-636.52	-1,016	-584.4	-503.82	-319.97	-6.47
Total Common Equity	4,475	3,750	3,391	2,963	3,077	2,659
Shareholders' Equity	4,475	3,750	3,391	2,963	3,077	2,661
Total Liabilities & Equity	46,691	43,031	37,922	36,009	24,631	23,839
Total Debt	950.13	5,709	3,238	1,383	1,484	4,576
Net Cash (Debt)	239.62	-2,596	1,512	-977.21	-953.84	-2,628
Net Cash Per Share	-	-118.06	76.93	-46.17	-	-173.40
Filing Date Shares Outstanding	-	23.89	24.34	21.16	-	15.16
Total Common Shares Outstanding	-	23.89	24.34	21.16	-	15.16
Book Value Per Share	-	156.95	139.31	140.00	-	175.40
Tangible Book Value	4,475	3,678	3,328	2,963	3,077	2,600
Tangible Book Value Per Share	-	153.92	136.73	140.00	-	171.52

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.