MOEX:RDRB Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	594.17	511.41	2,647	406	529.76
Investment Securities	9,595	9,568	7,999	5,853	6,161
Total Investments	9,595	9,568	7,999	5,853	6,161
Gross Loans	35,959	28,833	19,482	27,597	15,941
Allowance for Loan Losses	-	-	-1,362	-	-
Net Loans	35,959	28,833	18,120	27,597	15,941
Property, Plant & Equipment	1,025	507.23	478.23	557.74	307.57
Other Intangible Assets	-	-	62.91	-	-
Other Receivables	-	-	8,079	27.32	14.08
Restricted Cash	132.58	117.65	81.35	35.73	353.03
Other Current Assets	2,647	2,684	309	1,207	971.27
Long-Term Deferred Tax Assets	481.61	682.91	100.24	132.24	100.9
Other Long-Term Assets	1,093	598.85	46.65	193.49	251.64
Total Assets	51,529	43,503	37,922	36,009	24,631
Accrued Expenses	-	-	98.14	-	-
Interest Bearing Deposits	44,717	33,198	23,059	31,097	19,756
Non-Interest Bearing Deposits	-	-	7,883	-	-
Total Deposits	44,717	33,198	30,942	31,097	19,756
Current Portion of Leases	-	-	106.53	-	-
Current Income Taxes Payable	51.17	39.12	3.02	-	3.15
Other Current Liabilities	-	-	25.46	-	-
Long-Term Debt	1,185	5,441	2,903	1,383	1,484
Long-Term Leases	-	-	228.56	-	-
Long-Term Unearned Revenue	-	-	124.4	-	-
Long-Term Deferred Tax Liabilities	202.15	447.36	-	19.16	-
Other Long-Term Liabilities	587.69	602.46	99.66	546.47	311.52
Total Liabilities	46,742	39,728	34,531	33,046	21,554
Common Stock	3,411	2,965	2,939	2,352	2,352
Additional Paid-In Capital	559.01	448.81	355.8	274.98	274.98
Retained Earnings	1,370	1,558	680.64	840.25	770.17
Comprehensive Income & Other	-553.62	-1,197	-584.4	-503.82	-319.97
Total Common Equity	4,786	3,774	3,391	2,963	3,077
Shareholders' Equity	4,786	3,774	3,391	2,963	3,077
Total Liabilities & Equity	51,529	43,503	37,922	36,009	24,631
Total Debt	1,185	5,441	3,238	1,383	1,484
Net Cash (Debt)	-590.41	-4,929	1,512	-977.21	-953.84
Net Cash Per Share	-21.46	-224.16	76.93	-46.17	-
Filing Date Shares Outstanding	27.51	23.89	24.34	21.16	-
Total Common Shares Outstanding	27.51	23.89	24.34	21.16	-
Book Value Per Share	173.99	157.97	139.31	140.00	-
Tangible Book Value	4,786	3,774	3,328	2,963	3,077
Tangible Book Value Per Share	173.99	157.97	136.73	140.00	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.