International Public Joint-Stock Company T-Technologies (MOEX: TCSG)

MOEX:TCSG Income Statement

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Interest Income on Loans	531,435	300,099	205,603	163,620	128,084	111,129
Interest Income on Investments	2,087	162	149	192	83	118
Total Interest Income	533,522	300,261	205,752	163,812	128,167	111,247
Interest Paid on Deposits	198,847	62,175	56,772	28,430	21,581	21,317
Interest Paid on Borrowings	2,825	2,265	1,007	80	139	134
Total Interest Expense	201,672	64,440	57,779	28,510	21,720	21,451
Net Interest Income	331,850	235,821	147,973	135,302	106,447	89,796
Net Interest Income Growth (YoY)	109.53%	59.37%	9.36%	27.11%	18.54%	46.81%
Gain (Loss) on Sale of Investments	-785	299	-7,315	8,539	7,813	690
Other Non-Interest Income	125,993	87,995	83,005	46,537	28,558	19,981
Total Non-Interest Income	125,208	88,294	75,690	55,076	36,371	20,671
Non-Interest Income Growth (YoY)	50.13%	16.65%	37.43%	51.43%	75.95%	67.54%
Revenues Before Loan Losses	457,058	324,115	223,663	190,378	142,818	110,467
Provision for Loan Losses	99,076	50,239	67,502	21,683	39,341	26,412
Revenue	357,982	273,876	156,161	168,695	103,477	84,055
Revenue Growth (YoY)	97.44%	75.38%	-7.43%	63.03%	23.11%	36.22%
Salaries and Employee Benefits	4,266	3,597	7,837	6,013	1,464	469
Federal Deposit Insurance	9,171	5,498	4,076	2,744	1,745	1,870
Selling, General & Administrative	209,350	156,975	105,507	79,733	45,632	34,016
Other Non-Interest Expense	6,091	-2,211	2,083	-923	-1,445	2,164
Total Non-Interest Expense	228,878	163,859	119,503	87,567	47,396	38,519
EBT Excluding Unusual Items	129,104	110,017	36,658	81,128	56,081	45,536
Asset Writedown	-6,679	-6,931	-11,452	11	-	-
Other Unusual Items	8,977	263	4,564	-101	168	-
Pretax Income	131,402	103,349	29,770	81,038	56,249	45,536
Income Tax Expense	27,169	22,417	9,010	17,670	12,036	9,413
Earnings From Continuing Operations	104,233	80,932	20,760	63,368	44,213	36,123
Minority Interest in Earnings	114	-442	222	103	-4	-1
Net Income	104,347	80,490	20,982	63,471	44,209	36,122
Net Income to Common	104,347	80,490	20,982	63,471	44,209	36,122
Net Income Growth	192.58%	283.61%	-66.94%	43.57%	22.39%	33.35%
Basic Shares Outstanding	201	199	199	197	196	187
Diluted Shares Outstanding	207	204	205	202	198	190
Shares Change (YoY)	0.55%	-0.66%	1.71%	2.01%	3.96%	4.39%
EPS (Basic)	519.07	405.08	105.59	321.80	225.60	193.62
EPS (Diluted)	504.85	395.24	102.35	314.88	223.73	190.05
EPS Growth	191.00%	286.17%	-67.50%	40.74%	17.72%	27.74%
Dividend Per Share	-	-	-	17.820	58.300	32.200
Dividend Growth	-	-	-	-69.43%	81.06%	-56.66%
Effective Tax Rate	20.68%	21.69%	30.27%	21.80%	21.40%	20.67%

Source: S&P Capital IQ. Banks template. Financial Sources.