International Public Joint-Stock Company T-Technologies (MOEX:TCSG)

MOEX:TCSG Income Statement

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	686,164	300,099	205,603	163,620	128,084
Interest Income on Investments	6,785	162	149	192	83
Total Interest Income	692,949	300,261	205,752	163,812	128,167
Interest Paid on Deposits	298,872	62,175	56,772	28,430	21,581
Interest Paid on Borrowings	3,120	2,265	1,007	80	139
Total Interest Expense	301,992	64,440	57,779	28,510	21,720
Net Interest Income	390,957	235,821	147,973	135,302	106,447
Net Interest Income Growth (YoY)	65.79%	59.37%	9.37%	27.11%	18.54%
Gain (Loss) on Sale of Investments	-3,998	299	-7,315	8,539	7,813
Other Non-Interest Income	115,165	105,992	97,152	46,537	28,558
Total Non-Interest Income	111,167	106,291	89,837	55,076	36,371
Non-Interest Income Growth (YoY)	4.59%	18.32%	63.12%	51.43%	75.95%
Revenues Before Loan Losses	502,124	342,112	237,810	190,378	142,818
Provision for Loan Losses	129,337	50,239	67,502	21,683	39,341
Revenue	372,787	291,873	170,308	168,695	103,477
Revenue Growth (YoY)	27.72%	71.38%	0.96%	63.03%	23.11%
Salaries and Employee Benefits	-	3,597	7,837	6,013	1,464
Federal Deposit Insurance	11,289	5,498	4,076	2,744	1,745
Selling, General & Administrative	198,284	156,975	105,507	79,733	45,632
Other Non-Interest Expense	18,174	15,786	16,230	-923	-1,445
Total Non-Interest Expense	227,747	181,856	133,650	87,567	47,396
EBT Excluding Unusual Items	145,040	110,017	36,658	81,128	56,081
Asset Writedown	-1,422	-6,931	-11,452	11	-
Other Unusual Items	8,714	263	4,564	-101	168
Pretax Income	152,332	103,349	29,770	81,038	56,249
Income Tax Expense	30,094	22,417	9,010	17,670	12,036
Earnings From Continuing Operations	122,238	80,932	20,760	63,368	44,213
Minority Interest in Earnings	159	-442	222	103	-4
Net Income	122,397	80,490	20,982	63,471	44,209
Net Income to Common	122,397	80,490	20,982	63,471	44,209
Net Income Growth	52.06%	283.62%	-66.94%	43.57%	22.39%
Basic Shares Outstanding	215	199	199	197	196
Diluted Shares Outstanding	227	204	205	202	198
Shares Change (YoY)	11.61%	-0.66%	1.71%	2.01%	3.96%
EPS (Basic)	568.54	405.08	105.59	321.80	225.60
EPS (Diluted)	538.51	395.24	102.35	314.88	223.73
EPS Growth	36.25%	286.17%	-67.50%	40.74%	17.72%
Dividend Per Share	-	-	-	17.820	58.300
Dividend Growth	-	-	-	-69.43%	81.06%
Effective Tax Rate	19.76%	21.69%	30.26%	21.80%	21.40%

Updated Dec 2, 2024. Source: S&P Global Market Intelligence. Banks template. Financial Sources.