MOEX:TCSG Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	364,400	574,733	483,649	248,091	259,162	164,145
Investment Securities	1,405,100	1,445,507	1,471,806	808,845	574,024	365,874
Trading Asset Securities	218,600	238,137	70,074	9,394	5,647	14,099
Total Investments	1,623,700	1,683,644	1,541,880	818,239	579,671	379,973
Gross Loans	3,576,000	3,557,949	2,881,948	1,150,561	754,199	727,118
Allowance for Loan Losses	-335,400	-311,677	-225,518	-149,023	-125,730	-77,815
Other Adjustments to Gross Loans	-	-23,971	-28,526	-	-	-
Net Loans	3,240,600	3,222,301	2,627,904	1,001,538	628,469	649,303
Property, Plant & Equipment	159,000	155,738	100,465	43,823	34,890	13,964
Other Intangible Assets	96,100	93,851	76,173	36,391	24,097	15,069
Other Receivables	134,200	137,541	74,819	57,121	32,944	52,662
Restricted Cash	15,600	15,003	13,629	3,189	1,690	8,589
Other Current Assets	-	51,324	58,620	32,749	9,386	21,167
Long-Term Deferred Tax Assets	32,600	28,995	32,139	212	1,946	-
Other Long-Term Assets	267,000	114,931	103,233	13,089	21,694	12,873
Total Assets	5,933,200	6,083,903	5,118,041	2,269,799	1,596,875	1,317,745
Accounts Payable	-	29,379	22,873	13,548	12,540	11,866
Accrued Expenses	7,700	52,929	59,798	26,279	14,260	16,374
Interest Bearing Deposits	3,947,400	4,128,822	3,578,333	1,473,102	986,988	810,618
Non-Interest Bearing Deposits	362,800	396,062	497,001	246,324	207,058	140,934
Total Deposits	4,310,200	4,524,884	4,075,334	1,719,426	1,194,046	951,552
Short-Term Borrowings	28,600	24,627	7,449	698	217	5,574
Current Portion of Long-Term Debt	-	148,839	8,237	5,666	6,020	24,748
Current Portion of Leases	-	9,082	6,952	-	2,984	943
Current Income Taxes Payable	3,000	2,702	4,058	1,337	2,437	125
Other Current Liabilities	-	165,033	208,175	120,602	84,450	59,821
Long-Term Debt	401,200	132,669	94,719	53,933	42,393	60,395
Long-Term Leases	-	32,227	26,779	24,364	18,284	109
Long-Term Unearned Revenue	-	-	-	-	-	7,281
Long-Term Deferred Tax Liabilities	26,300	29,508	143	2,396	7	1,860
Other Long-Term Liabilities	319,000	126,653	82,087	17,635	13,324	1,006
Total Liabilities	5,096,000	5,278,532	4,596,604	1,985,884	1,390,962	1,141,654
Common Stock	1,000	976	976	230	230	230
Additional Paid-In Capital	204,400	204,362	204,362	26,998	26,998	26,998
Retained Earnings	538,300	500,336	357,393	261,354	180,864	159,491
Treasury Stock	-39,400	-33,048	-36,565	-1,885	-1,885	-2,567
Comprehensive Income & Other	15,400	11,005	-6,305	-2,954	-238	-8,386
Total Common Equity	719,700	683,631	519,861	283,743	205,969	175,766
Minority Interest	117,500	121,740	1,576	172	-56	325
Shareholders' Equity	837,200	805,371	521,437	283,915	205,913	176,091
Total Liabilities & Equity	5,933,200	6,083,903	5,118,041	2,269,799	1,596,875	1,317,745
Total Debt	429,800	347,444	144,136	84,661	69,898	91,769
Net Cash (Debt)	873,100	1,374,601	1,502,282	655,044	447,760	245,174
Net Cash Growth	-25.57%	-8.50%	129.34%	46.29%	82.63%	141.72%
Net Cash Per Share	327.72	515.58	660.95	321.65	218.41	121.63
Filing Date Shares Outstanding	2,555	2,574	2,556	1,987	1,987	1,981
Total Common Shares Outstanding	2,555	2,574	2,556	1,987	1,987	1,981
Book Value Per Share	281.69	265.60	203.38	142.80	103.66	88.74
Tangible Book Value	623,600	589,780	443,688	247,352	181,872	160,697
Tangible Book Value Per Share	244.08	229.14	173.58	124.48	91.53	81.13