MOEX:TCSG Cash Flow Statement

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020	2015 - 2019
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020	2015 - 2019
Net Income	154,380	122,397	80,490	20,982	63,471	44,209	Upgrade
Depreciation & Amortization	39,363	26,193	15,854	10,138	6,390	4,280	Upgrade
Change in Trading Asset Securities	-34,334	-7,638	617	3,509	1,541	-3,788	Upgrade
Change in Other Net Operating Assets	-655,260	-564,023	-442,647	-38,265	-265,178	-90,545	Upgrade
Other Operating Activities	127,822	119,647	87,902	109,314	31,211	39,207	Upgrade
Operating Cash Flow	-368,029	-303,424	-257,784	105,678	-162,565	-6,637	Upgrade
Capital Expenditures	-61,044	-38,714	-12,699	-2,656	-5,272	-2,076	Upgrade
Sale of Property, Plant and Equipment	13,858	13,858	-	-	-	-	Upgrade
Cash Acquisitions	420	270,540	-	-	-	-	Upgrade
Investment in Securities	-32,983	9,317	4,019	-99,311	780	-93,156	Upgrade
Purchase / Sale of Intangibles	-38,960	-35,318	-24,510	-15,622	-6,884	-3,642	Upgrade
Investing Cash Flow	-118,709	219,683	-33,190	-117,589	-11,376	-98,874	Upgrade
Long-Term Debt Issued	-	14,277	-	-	50,985	1,041	Upgrade
Long-Term Debt Repaid	-	-4,084	-1,431	-26,184	-10,812	-5,589	Upgrade
Net Debt Issued (Repaid)	34,495	10,193	-1,431	-26,184	40,173	-4,548	Upgrade
Issuance of Common Stock	-	1,214	-	-	-	-	Upgrade
Repurchase of Common Stock	-2,033	-34,862	-	-	-1,877	-661	Upgrade
Common Dividends Paid	-36,458	-21,826	-	-	-3,628	-11,853	Upgrade
Net Increase (Decrease) in Deposit Accounts	396,913	825,700	484,105	269,993	320,992	201,922	Upgrade
Other Financing Activities	35,649	-321	-1,135	-1,604	-1,823	-	Upgrade
Financing Cash Flow	428,566	780,098	481,539	242,205	353,837	184,860	Upgrade
Foreign Exchange Rate Adjustments	-19,025	6,114	22,028	-35,209	229	1,438	Upgrade
Net Cash Flow	-77,197	702,471	212,593	195,085	180,125	80,787	Upgrade
Free Cash Flow	-429,073	-342,138	-270,483	103,022	-167,837	-8,713	Upgrade
Free Cash Flow Margin	-77.47%	-79.57%	-92.67%	60.49%	-99.49%	-8.42%	Upgrade
Free Cash Flow Per Share	-1582.09	-1505.29	-1328.18	502.52	-832.65	-44.09	Upgrade
Cash Interest Paid	546,719	307,306	60,977	57,499	28,315	22,280	Upgrade
Cash Income Tax Paid	58,193	42,273	20,261	9,525	11,705	12,930	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.