United Credit Systems Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Cash & Equivalents	6.58	4.29	18.23	840	378
Investment Securities	22,841	21,395	20,389	1,124	2,623
Trading Asset Securities	-	-	-	11,246	-
Total Investments	22,841	21,395	20,389	12,370	2,623
Gross Loans	-	-	-	915	1,419
Allowance for Loan Losses	-	-	-	-85	-114
Net Loans	-	-	-	830	1,305
Property, Plant & Equipment	0.16	0.29	-	-	-
Other Intangible Assets	-	0.01	0.03	-	-
Other Receivables	667.31	526.2	449.12	-	2
Other Current Assets	0.04	0.1	0.1	4,862	14,038
Long-Term Deferred Tax Assets	464.02	224.14	147.76	171	122
Other Long-Term Assets	-	-	-0	1	1
Total Assets	23,979	22,150	21,004	19,074	18,469
Accounts Payable	0.03	0.03	0.03	-	-
Accrued Expenses	314.81	172.89	162.71	8	3
Current Income Taxes Payable	124.16	76.69	65.23	-	-
Other Current Liabilities	-	-	0.47	-	-
Long-Term Deferred Tax Liabilities	126.62	69.23	33.49	-	-
Other Long-Term Liabilities	-	-0	-	481	444
Total Liabilities	565.6	318.83	261.93	489	447
Common Stock	23,719	23,719	23,719	23,719	23,719
Additional Paid-In Capital	239.16	239.16	239.16	239	239
Retained Earnings	-544.69	-2,126	-3,546	-5,373	-6,018
Treasury Stock	-	-0.03	-	-	-
Comprehensive Income & Other	0	-	329.82	-	82
Total Common Equity	23,413	21,832	20,742	18,585	18,022
Shareholders' Equity	23,413	21,832	20,742	18,585	18,022
Total Liabilities & Equity	23,979	22,150	21,004	19,074	18,469
Net Cash (Debt)	594.16	149.03	317.31	12,086	378
Net Cash Growth	298.69%	-53.03%	-97.38%	3097.35%	869.23%
Net Cash Per Share	25.05	6.28	-	509.53	15.94
Filing Date Shares Outstanding	23.72	23.72	-	23.72	23.72
Total Common Shares Outstanding	23.72	23.72	-	23.72	23.72
Book Value Per Share	987.12	920.43	-	783.55	759.81
Tangible Book Value	23,413	21,832	20,742	18,585	18,022
Tangible Book Value Per Share	987.12	920.43	-	783.55	759.81

Source: S&P Global Market Intelligence. Banks template. Financial Sources.