United Credit Systems (MOEX: UCSS)

United Credit Systems Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2020	FY 2019	FY 2018	FY 2017	FY 2016
Period Ending	Jun 30, 2021	Dec 31, 2020	Dec 31, 2019	Dec 31, 2018	Dec 31, 2017	Dec 31, 2016
Cash & Equivalents	346.96	840	378	39	32,656	24,792
Investment Securities	661.77	1,124	2,623	8,470	37,835	54,120
Trading Asset Securities	12,479	11,246	-	-	4,903	1,016
Total Investments	13,141	12,370	2,623	8,470	42,738	55,136
Gross Loans	26.4	915	1,419	23	417,692	429,708
Allowance for Loan Losses	-26.4	-85	-114	-23	-22,572	-12,617
Other Adjustments to Gross Loans	-	-	-	-	-129,130	-143,482
Net Loans	-	830	1,305	-	265,990	273,609
Property, Plant & Equipment	0.03	-	-	-	16,315	10,980
Goodwill	-	-	-	-	-	125
Other Intangible Assets	-	-	-	-	632	683
Investments in Real Estate	-	-	-	-	8,891	9,213
Other Receivables	-	-	2	24	8,350	8,955
Restricted Cash	-	-	-	-	2,877	2,986
Other Current Assets	4,868	4,862	14,038	-	14,181	12,414
Long-Term Deferred Tax Assets	198.17	171	122	-	1,385	1,411
Other Long-Term Assets	927.04	1	1	-	44,332	41,570
Total Assets	19,482	19,074	18,469	8,533	438,347	444,721
Accrued Expenses	-	8	3	3	1,084	2,423
Interest Bearing Deposits	-	-	-	-	252,809	247,003
Non-Interest Bearing Deposits	-	-	-	-	18,185	17,694
Total Deposits	-	-	-	-	270,994	264,697
Short-Term Borrowings	-	-	-	-	39,392	32,837
Current Portion of Long-Term Debt	-	-	-	-	6,156	8,049
Current Portion of Leases	-	-	-	-	351	818
Current Income Taxes Payable	-	-	-	-	99	30
Other Current Liabilities	-	-	-	-	209	664
Long-Term Debt	-	-	-	-	69,962	62,634
Long-Term Leases	-	-	-	-	1,207	2,796
Long-Term Unearned Revenue	-	-	-	-	605	4,940
Pension & Post-Retirement Benefits	-	-	-	-	-	10,386
Long-Term Deferred Tax Liabilities	-	-	-	5	458	736
Other Long-Term Liabilities	663.39	481	444	-	6,756	5,527
Total Liabilities	663.39	489	447	8	397,273	396,537
Common Stock	23,719	23,719	23,719	23,719	23,719	23,719
Additional Paid-In Capital	239.16	239	239	239	239	239
Retained Earnings	-5,140	-5,373	-6,018	-15,110	-8,291	2,942
Comprehensive Income & Other	-	-	82	-323	1,281	787
Total Common Equity	18,818	18,585	18,022	8,525	16,948	27,687
Minority Interest	-	-	-	-	24,126	20,497
Shareholders' Equity	18,818	18,585	18,022	8,525	41,074	48,184
Total Liabilities & Equity	19,482	19,074	18,469	8,533	438,347	444,721
Total Debt	-	-	-	-	117,068	107,134
Net Cash (Debt)	12,826	12,086	378	39	-77,852	-75,933
Net Cash Growth	152.49%	3097.35%	869.23%	-	-	-
Net Cash Per Share	540.77	509.53	15.94	1.64	-3282.12	-3201.22
Filing Date Shares Outstanding	23.72	23.72	23.72	23.72	23.72	23.72
Total Common Shares Outstanding	23.72	23.72	23.72	23.72	23.72	23.72
Book Value Per Share	793.38	783.55	759.81	359.42	714.53	1167.29
Tangible Book Value	18,818	18,585	18,022	8,525	16,316	26,879
Tangible Book Value Per Share	793.38	783.55	759.81	359.42	687.89	1133.23

Source: S&P Capital IQ. Banks template. Financial Sources.