United Credit Systems Cash Flow Statement

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2020	FY 2019
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '20 Dec 31, 2020	Dec '19 Dec 31, 2019
Net Income	1,582	1,090	1,050	645	9,074
Depreciation & Amortization	0.12	0.04	0.02	-	-
Other Amortization	0.01	-	-	-	-
Change in Other Net Operating Assets	-	-	-	556	-1,328
Other Operating Activities	-1,580	-1,104	-1,129	-11,610	-9,131
Operating Cash Flow	2.26	-13.91	-79.25	-10,409	-1,385
Sale of Property, Plant and Equipment	-	-	-	8,966	-
Investment in Securities	-	-	-	1,691	1,724
Other Investing Activities	-	-	-	214	-
Investing Cash Flow	-	-	-	10,871	1,724
Issuance of Common Stock	0.03	-	-	-	-
Repurchase of Common Stock	-	-0.03	-	-	-
Financing Cash Flow	0.03	-0.03	-	-	-
Net Cash Flow	2.29	-13.94	-79.25	462	339
Free Cash Flow	2.26	-13.91	-79.25	-10,409	-1,385
Free Cash Flow Margin	0.10%	-0.89%	-1.47%	-1286.65%	-15.25%
Free Cash Flow Per Share	0.10	-0.59	-	-438.83	-58.39
Cash Income Tax Paid	409.65	266.81	252.47	136	8