VTB Bank (MOEX:VTBR)

VTB Bank Income Statement

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	4,917,400	3,979,400	2,356,200	1,554,700	1,128,600	974,300
Interest Income on Investments	135,500	122,500	98,200	80,600	92,300	81,500
Total Interest Income	5,052,900	4,101,900	2,454,400	1,635,300	1,220,900	1,055,800
Interest Paid on Deposits	4,647,200	3,555,100	1,648,200	1,305,700	547,200	501,600
Net Interest Income	405,700	546,800	806,200	329,600	673,700	554,200
Net Interest Income Growth (YoY)	-39.29%	-32.18%	144.60%	-51.08%	21.56%	17.79%
Gain (Loss) on Sale of Assets	55,400	55,300	-13,800	-258,100	28,900	-3,500
Gain (Loss) on Sale of Investments	188,000	151,500	-9,800	-2,300	5,100	2,300
Gain (Loss) on Sale of Equity Investments	12,800	13,700	29,800	15,100	48,000	17,300
Other Non-Interest Income	603,100	424,700	321,800	-292,100	103,900	168,800
Total Non-Interest Income	859,300	645,200	328,000	-537,400	185,900	184,900
Non-Interest Income Growth (YoY)	104.06%	96.71%	-	-	0.54%	2.89%
Revenues Before Loan Losses	1,265,000	1,192,000	1,134,200	-207,800	859,600	739,100
Provision for Loan Losses	43,800	23,900	175,600	423,200	95,100	227,000
Revenue	1,221,200	1,168,100	958,600	-631,000	764,500	512,100
Revenue Growth (YoY)	28.45%	21.86%	-	-	49.29%	-8.23%
Federal Deposit Insurance	72,800	59,600	44,800	31,600	27,400	22,500
Selling, General & Administrative	536,900	478,800	400,300	283,500	308,800	265,800
Other Non-Interest Expense	83,700	73,500	43,500	30,800	29,700	27,100
Total Non-Interest Expense	693,400	611,900	488,600	345,900	365,900	315,400
EBT Excluding Unusual Items	527,800	556,200	470,000	-976,900	398,600	196,700
Asset Writedown	1,400	-15,400	-4,800	-14,700	1,600	-104,200
Legal Settlements	-2,900	5,300	300	5,000	-2,500	-2,900
Other Unusual Items	10,500	28,300	54,400	136,100	200	100
Pretax Income	536,800	573,900	518,200	-850,500	397,900	89,700
Income Tax Expense	-20,400	22,500	86,000	-183,000	70,500	14,400
Earnings From Continuing Operations	557,200	551,400	432,200	-667,500	327,400	75,300
Minority Interest in Earnings	-16,300	-16,100	-11,600	-6,900	-2,100	5,300
Net Income	540,900	535,300	420,600	-674,400	325,300	80,600
Preferred Dividends & Other Adjustments	38,900	38,000	-	-	-	15,400
Net Income to Common	502,000	497,300	420,600	-674,400	325,300	65,200
Net Income Growth	30.94%	27.27%	-	-	303.60%	-60.10%
Basic Shares Outstanding	5,330	5,290	4,405	2,495	2,779	2,592
Diluted Shares Outstanding	5,330	5,290	4,405	2,495	2,779	2,592
Shares Change (YoY)	0.69%	20.10%	76.51%	-10.21%	7.24%	0.03%
EPS (Basic)	94.19	94.01	95.49	-270.25	117.05	25.16
EPS (Diluted)	94.19	94.01	95.49	-270.25	117.05	25.16
EPS Growth	28.42%	-1.55%	-	-	365.25%	-65.36%
Dividend Per Share	-	-	-	-	-	7.000
Dividend Growth	-	-	-	-	-	81.01%
Effective Tax Rate	-	3.92%	16.60%	-	17.72%	16.05%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.