VTB Bank (MOEX:VTBR)

VTB Bank Income Statement

Financials in millions RUB. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	4,684,800	4,843,500	3,979,400	2,356,200	1,554,700	1,128,600
Interest Income on Investments	133,300	132,600	122,500	98,200	80,600	92,300
Total Interest Income	4,818,100	4,976,100	4,101,900	2,454,400	1,635,300	1,220,900
Interest Paid on Deposits	4,163,800	4,467,000	3,555,100	1,648,200	1,305,700	547,200
Net Interest Income	654,300	509,100	546,800	806,200	329,600	673,700
Net Interest Income Growth (YoY)	45.08%	-6.89%	-32.18%	144.60%	-51.08%	21.56%
Gain (Loss) on Sale of Assets	10,000	9,700	55,300	-13,800	-258,100	28,900
Gain (Loss) on Sale of Investments	-17,800	-17,800	151,500	-9,800	-2,300	5,100
Gain (Loss) on Sale of Equity Investments	8,000	7,800	13,700	29,800	15,100	48,000
Other Non-Interest Income	740,900	873,700	424,700	321,800	-292,100	103,900
Total Non-Interest Income	741,100	873,400	645,200	328,000	-537,400	185,900
Non-Interest Income Growth (YoY)	-11.63%	35.37%	96.71%	-	-	0.54%
Revenues Before Loan Losses	1,395,400	1,382,500	1,192,000	1,134,200	-207,800	859,600
Provision for Loan Losses	244,000	243,200	23,900	175,600	423,200	95,100
Revenue	1,151,400	1,139,300	1,168,100	958,600	-631,000	764,500
Revenue Growth (YoY)	-7.76%	-2.47%	21.86%	-	-	49.29%
Federal Deposit Insurance	76,500	75,500	59,600	44,800	31,600	27,400
Selling, General & Administrative	584,300	560,300	478,800	400,300	283,500	308,800
Other Non-Interest Expense	79,300	83,600	73,500	43,500	30,800	29,700
Total Non-Interest Expense	740,100	719,400	611,900	488,600	345,900	365,900
EBT Excluding Unusual Items	411,300	419,900	556,200	470,000	-976,900	398,600
Asset Writedown	-4,600	2,500	-15,400	-4,800	-14,700	1,600
Legal Settlements	-5,200	-7,300	5,300	300	5,000	-2,500
Other Unusual Items	8,000	8,000	28,300	54,400	136,100	200
Pretax Income	409,500	423,100	573,900	518,200	-850,500	397,900
Income Tax Expense	-83,800	-79,000	22,500	86,000	-183,000	70,500
Earnings From Continuing Operations	493,300	502,100	551,400	432,200	-667,500	327,400
Minority Interest in Earnings	-18,400	-18,400	-16,100	-11,600	-6,900	-2,100
Net Income	474,900	483,700	535,300	420,600	-674,400	325,300
Preferred Dividends & Other Adjustments	37,600	37,600	38,000	-	-	-
Net Income to Common	437,300	446,100	497,300	420,600	-674,400	325,300
Net Income Growth	-14.23%	-9.64%	27.27%	-	-	303.60%
Basic Shares Outstanding	5,988	5,645	5,290	4,405	2,495	2,779
Diluted Shares Outstanding	5,988	5,645	5,290	4,405	2,495	2,779
Shares Change (YoY)	13.20%	6.71%	20.10%	76.51%	-10.21%	7.24%
EPS (Basic)	73.03	79.03	94.01	95.49	-270.25	117.05
EPS (Diluted)	73.03	79.03	94.01	95.49	-270.25	117.05
EPS Growth	-25.15%	-15.94%	-1.55%	-	-	365.25%
Effective Tax Rate	-	-	3.92%	16.60%	-	17.72%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.