VTB Bank Balance Sheet

Financials in millions RUB. Fiscal year is January - December.

Millions RUB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	1,574,800	2,018,100	1,210,800	918,800	1,173,900	1,228,800
Investment Securities	6,082,400	5,492,500	3,115,700	3,241,700	1,729,500	1,585,200
Trading Asset Securities	1,047,400	885,300	960,300	1,371,900	1,115,300	818,500
Total Investments	7,129,800	6,377,800	4,076,000	4,613,600	2,844,800	2,403,700
Gross Loans	23,767,200	23,923,800	20,850,700	16,310,600	13,791,200	12,682,600
Allowance for Loan Losses	-1,311,600	-1,157,000	-1,141,900	-	-	-898,100
Other Adjustments to Gross Loans	-	-240,300	-181,300	-	-	-80,100
Net Loans	22,455,600	22,526,500	19,527,500	16,310,600	13,791,200	11,704,400
Property, Plant & Equipment	458,000	468,800	420,400	406,800	488,000	456,800
Goodwill	135,000	130,700	119,800	-	-	117,500
Other Intangible Assets	563,300	523,300	428,400	456,400	378,700	97,500
Investments in Real Estate	119,300	109,200	103,700	103,300	89,800	100,500
Accrued Interest Receivable	75,300	111,200	53,600	-	-	-
Other Receivables	1,450,700	880,100	483,900	818,900	1,225,500	580,700
Restricted Cash	125,900	104,100	54,200	31,900	165,100	137,300
Other Current Assets	368,400	209,600	93,800	10,500	-	467,200
Long-Term Deferred Tax Assets	777,600	543,300	388,900	376,700	134,400	154,700
Other Real Estate Owned & Foreclosed	-	-	-	-	-	4,900
Other Long-Term Assets	647,300	2,067,500	2,421,200	330,800	567,900	678,700
Total Assets	35,881,000	36,070,200	29,382,200	24,378,300	20,859,300	18,142,200
Accounts Payable	-	-	-	-	-	5,100
Accrued Expenses	-	80,400	66,900	-	-	67,100
Interest Bearing Deposits	27,602,100	27,175,000	21,273,500	18,545,900	15,179,600	7,850,600
Non-Interest Bearing Deposits	-	-	-	-	-	5,139,300
Total Deposits	27,602,100	27,175,000	21,273,500	18,545,900	15,179,600	12,989,900
Short-Term Borrowings	1,106,000	2,881,600	2,764,900	55,200	202,100	1,335,000
Current Portion of Long-Term Debt	-	-	24,500	-	-	171,800
Current Portion of Leases	-	-	-	-	-	7,000
Current Income Taxes Payable	-	39,200	33,500	-	-	23,300
Other Current Liabilities	65,300	61,400	300	700	-	2,000
Long-Term Debt	2,234,000	1,359,300	1,528,400	2,878,200	2,525,800	1,263,600
Long-Term Leases	-	40,300	36,000	-	-	30,400
Long-Term Unearned Revenue	-	-	-	-	-	12,800
Pension & Post-Retirement Benefits	1,074,900	950,700	946,600	-	-	290,700
Long-Term Deferred Tax Liabilities	84,900	64,900	48,100	36,700	34,900	10,900
Other Long-Term Liabilities	879,800	728,100	495,200	1,390,100	694,900	210,000
Total Liabilities	33,047,000	33,380,900	27,217,900	22,906,800	18,637,300	16,419,600
Preferred Stock, Non-Redeemable	521,400	521,400	521,400	-	-	521,400
Total Preferred Equity	521,400	521,400	521,400	-	-	521,400
Common Stock	339,500	277,000	277,000	659,500	659,500	138,100
Additional Paid-In Capital	561,900	540,600	540,600	433,800	433,800	433,800
Retained Earnings	886,900	745,600	283,300	-84,400	610,800	351,300
Treasury Stock	-11,800	-11,800	-11,400	-12,200	-3,400	-700
Comprehensive Income & Other	489,900	570,900	510,400	435,700	483,600	278,700
Total Common Equity	2,266,400	2,122,300	1,599,900	1,432,400	2,184,300	1,201,200
Minority Interest	46,200	45,600	43,000	39,100	37,700	-
Shareholders' Equity	2,834,000	2,689,300	2,164,300	1,471,500	2,222,000	1,722,600
Total Liabilities & Equity	35,881,000	36,070,200	29,382,200	24,378,300	20,859,300	18,142,200
Total Debt	3,340,000	4,281,200	4,353,800	2,933,400	2,727,900	2,807,800
Net Cash (Debt)	-522,800	-477,000	-1,231,900	-642,700	-438,700	114,300
Net Cash Growth	-	-	-	-	-	-70.02%
Net Cash Per Share	-98.09	-90.17	-279.67	-257.55	-157.85	44.10
Filing Date Shares Outstanding	6,541	5,290	5,302	2,495	2,592	2,592
Total Common Shares Outstanding	6,541	5,290	5,302	2,495	2,592	2,592
Book Value Per Share	280.37	307.18	215.67	418.92	690.78	399.21
Tangible Book Value	1,568,100	1,468,300	1,051,700	976,000	1,805,600	986,200
Tangible Book Value Per Share	173.61	183.55	112.27	236.03	544.68	316.25

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.