HSBC Bank Malta p.l.c. Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	138.49	145.32	192.53	195.86	113.95	103.59
Interest Income on Investments	54.68	53.27	39.55	18.02	2.69	2.12
Total Interest Income	193.18	198.6	232.09	213.88	116.64	105.71
Interest Paid on Deposits	22.07	23.22	26	18.06	8.4	7.95
Net Interest Income	171.1	175.37	206.09	195.81	108.24	97.76
Net Interest Income Growth	-9.61%	-14.90%	5.25%	80.90%	10.72%	-7.72%
Income From Trading Activities	8.3	9.19	9.65	7.62	7.69	5.53
Gain (Loss) on Sale of Assets	0.24	0.24	-0.26	-0.14	0.44	0.52
Other Non-Interest Income	29.86	34.61	37.12	28.38	29.43	27.48
Total Non-Interest Income	38.4	44.04	46.51	35.86	37.56	33.54
Non-Interest Income Growth	-22.09%	-5.33%	29.71%	-4.52%	11.99%	19.40%
Revenues Before Loan Losses	209.5	219.41	252.6	231.67	145.8	131.29
Provision for Loan Losses	-12.92	-9.51	-14.64	-4.58	-9.56	-1
Revenue	222.42	228.92	267.24	236.25	155.36	132.29
Revenue Growth	-10.78%	-14.34%	13.12%	52.07%	17.44%	22.00%
Salaries and Employee Benefits	47.38	44.68	42.32	43.01	40.64	39.32
Occupancy Expenses	5.61	4.85	3.23	3.17	3.3	3.68
Amortization of Goodwill & Intangibles	14.93	10.56	6.77	5.24	4.85	3.88
Selling, General & Administrative	59.92	59.95	61.47	51.32	51.94	55.85
Total Non-Interest Expense	127.85	120.04	113.79	102.74	100.73	102.72
EBT Excluding Unusual Items	94.57	108.88	153.45	133.51	54.63	29.57
Legal Settlements	0.04	0.04	0.73	-0.48	-0.9	0.09
Pretax Income	94.73	109.04	154.49	133.85	55.59	26.88
Income Tax Expense	32.73	37.45	54.39	47.1	19.41	9.13
Net Income	62	71.59	100.11	86.76	36.18	17.76
Net Income to Common	62	71.59	100.11	86.76	36.18	17.76
Net Income Growth	-29.25%	-28.48%	15.39%	139.78%	103.78%	134.48%
Basic Shares Outstanding	366	360	360	360	360	360
Diluted Shares Outstanding	366	360	360	360	360	360
Shares Change	3.55%	-	-	-	-	-
EPS (Basic)	0.17	0.20	0.28	0.24	0.10	0.05
EPS (Diluted)	0.17	0.20	0.28	0.24	0.10	0.05
EPS Growth	-31.68%	-28.48%	15.39%	139.78%	103.79%	134.49%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.163	0.184	0.220	0.150	0.056	0.030
Dividend Growth	-25.91%	-16.36%	46.67%	167.38%	87.00%	158.62%
Effective Tax Rate	34.55%	34.35%	35.20%	35.19%	34.91%	33.95%