Ahli Bank SAOG (MSM:ABOB)

Ahli Bank SAOG Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Interest Income on Loans	196.93	175.86	151.09	141.01	131.26
Interest Paid on Deposits	123.03	99.56	77.25	75.83	71.16
Net Interest Income	73.9	76.3	73.84	65.18	60.09
Net Interest Income Growth (YoY)	-3.14%	3.32%	13.30%	8.46%	5.36%
Income From Trading Activities	-	-	-	2.85	-
Gain (Loss) on Sale of Investments	6.5	1.51	0.63	3.11	-0.14
Other Non-Interest Income	27.91	20.74	17.23	11.29	11.54
Total Non-Interest Income	34.4	22.24	17.85	17.26	11.4
Non-Interest Income Growth (YoY)	54.66%	24.59%	3.44%	51.39%	-10.29%
Revenues Before Loan Losses	108.31	98.54	91.7	82.44	71.5
Provision for Loan Losses	13.43	13.09	13.06	14.68	14.4
Revenue	94.88	85.45	78.63	67.76	57.09
Revenue Growth (YoY)	11.03%	8.67%	16.05%	18.68%	-10.62%
Salaries and Employee Benefits	27.77	26.15	24.27	21.76	18.59
Occupancy Expenses	4.33	3.9	3.32	2.74	2.61
Selling, General & Administrative	-	-	12.64	11.1	0.61
Other Non-Interest Expense	14.3	13.09	-	-	8.29
Total Non-Interest Expense	46.4	43.13	40.23	35.6	30.1
EBT Excluding Unusual Items	48.48	42.32	38.4	32.16	27
Pretax Income	48.48	42.32	38.4	32.16	27
Income Tax Expense	6.82	5.86	5.31	4.55	3.03
Net Income	41.66	36.45	33.09	27.61	23.97
Preferred Dividends & Other Adjustments	12.22	11.18	9.3	9.3	9.3
Net Income to Common	29.44	25.28	23.79	18.31	14.67
Net Income Growth	14.29%	10.16%	19.87%	15.18%	-22.72%
Basic Shares Outstanding	2,350	2,146	2,049	1,883	1,650
Diluted Shares Outstanding	2,453	2,146	2,049	1,883	1,650
Shares Change (YoY)	14.30%	4.74%	8.84%	14.13%	-
EPS (Basic)	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01
EPS Growth	1.90%	1.45%	19.40%	9.35%	-52.71%
Dividend Per Share	0.005	0.004	0.009	0.007	0.005
Dividend Growth	11.11%	-50.00%	20.00%	50.00%	-47.37%
Effective Tax Rate	14.07%	13.86%	13.83%	14.16%	11.23%

Source: S&P Capital IQ. Banks template. Financial Sources.