Ahli Bank SAOG (MSM:ABOB)

Ahli Bank SAOG Income Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	211.87	207.09	196.93	175.86	151.09	141.01
Interest Paid on Deposits	125.19	122.61	123.03	99.56	77.25	75.83
Net Interest Income	86.68	84.49	73.9	76.3	73.84	65.18
Net Interest Income Growth (YoY)	14.06%	14.33%	-3.14%	3.32%	13.30%	8.46%
Income From Trading Activities	-	-	-	-	-	2.85
Gain (Loss) on Sale of Investments	2.81	4.75	6.5	1.51	0.63	3.11
Other Non-Interest Income	30.59	28.51	27.91	20.74	17.23	11.29
Total Non-Interest Income	33.4	33.27	34.4	22.24	17.85	17.26
Non-Interest Income Growth (YoY)	-7.76%	-3.31%	54.66%	24.59%	3.44%	51.39%
Revenues Before Loan Losses	120.08	117.75	108.31	98.54	91.7	82.44
Provision for Loan Losses	15.52	15.47	13.43	13.09	13.06	14.68
Revenue	104.56	102.29	94.88	85.45	78.63	67.76
Revenue Growth (YoY)	7.41%	7.81%	11.04%	8.67%	16.05%	18.68%
Salaries and Employee Benefits	29.8	29	27.77	26.15	24.27	21.76
Occupancy Expenses	5.55	5.38	4.33	3.9	3.32	2.74
Selling, General & Administrative	14.59	14.6	14.3	13.09	12.64	11.1
Total Non-Interest Expense	49.94	48.97	46.4	43.13	40.23	35.6
EBT Excluding Unusual Items	54.62	53.32	48.48	42.32	38.4	32.16
Pretax Income	54.62	53.32	48.48	42.32	38.4	32.16
Income Tax Expense	7.19	7	6.82	5.86	5.31	4.55
Net Income	47.42	46.32	41.66	36.45	33.09	27.61
Preferred Dividends & Other Adjustments	13.54	13.54	12.22	11.18	9.3	9.3
Net Income to Common	33.88	32.78	29.44	25.28	23.79	18.31
Net Income Growth	10.94%	11.19%	14.29%	10.16%	19.86%	15.18%
Basic Shares Outstanding	2,407	2,496	2,350	2,146	2,049	1,883
Diluted Shares Outstanding	2,909	2,858	2,453	2,146	2,049	1,883
Shares Change (YoY)	18.56%	16.48%	14.30%	4.74%	8.84%	14.13%
EPS (Basic)	0.01	0.01	0.01	0.01	0.01	0.01
EPS (Diluted)	0.01	0.01	0.01	0.01	0.01	0.01
EPS Growth	-1.89%	-	1.90%	1.45%	19.40%	9.35%
Dividend Per Share	0.006	0.006	0.005	0.004	0.009	0.007
Dividend Growth	20.00%	20.00%	11.11%	-50.00%	20.00%	50.00%
Effective Tax Rate	13.17%	13.13%	14.06%	13.86%	13.83%	14.16%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.