Ahli Bank SAOG (MSM:ABOB)

Ahli Bank SAOG Cash Flow Statement

Financials in millions OMR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	43.31	41.66	36.45	33.09	27.61	23.97
Depreciation & Amortization	5.2	4.33	3.9	3.32	2.74	2.61
Gain (Loss) on Sale of Investments	-0.06	-0.01	0.01	0.02	-0	0.16
Total Asset Writedown	0.01	0.01	-0.03	0.05	-0.01	0.03
Provision for Credit Losses	19.4	18.29	18.17	15.6	17.59	16.33
Change in Other Net Operating Assets	-425.84	-164.4	-262.63	-146.9	-79.32	-93.38
Other Operating Activities	-2.65	-11.43	-4.36	-0.25	-3.89	-2.53
Operating Cash Flow	-360.64	-111.55	-208.5	-95.07	-35.28	-52.82
Capital Expenditures	-2.54	-5.16	-8.91	-8.04	-5.21	-3.02
Sale of Property, Plant and Equipment	0.28	0.28	0.02	-	-	-
Investment in Securities	-61.83	-35.13	-4.58	-9.16	-48.92	-23.2
Purchase / Sale of Intangibles	-0.26	-0.26	-0.27	-0.21	-0.39	-0.08
Other Investing Activities	-2.69	-2.69	-0.81	-	-	-1.18
Investing Cash Flow	-70.86	-46.77	-14.55	-17.4	-54.51	-27.47
Long-Term Debt Issued	-	-	38.5	-	-	160
Long-Term Debt Repaid	-	-38.5	-	-92.4	-67.38	-133.22
Net Debt Issued (Repaid)	-19.25	-38.5	38.5	-92.4	-67.38	26.78
Issuance of Common Stock	50	40	104	75	30.12	-
Common Dividends Paid	-14.37	-12.22	-11.18	-9.3	-19.05	-25.01
Net Increase (Decrease) in Deposit Accounts	455.51	287.1	179.44	114.84	256.74	212.93
Other Financing Activities	-12.3	-32.3	-72.94	-68.86	-10.28	-
Financing Cash Flow	459.6	244.09	237.82	19.28	190.15	214.7
Net Cash Flow	28.1	85.76	14.78	-93.19	100.35	134.4
Free Cash Flow	-363.18	-116.71	-217.4	-103.1	-40.49	-55.84
Free Cash Flow Margin	-355.42%	-123.01%	-254.42%	-131.12%	-59.75%	-97.81%
Free Cash Flow Per Share	-0.13	-0.05	-0.10	-0.05	-0.02	-0.03
Cash Income Tax Paid	4.01	7.12	4.27	2.39	2.5	3.66

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.