Ahli Bank SAOG Cash Flow Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	46.32	41.66	36.45	33.09	27.61
Depreciation & Amortization	5.38	4.33	3.9	3.32	2.74
Gain (Loss) on Sale of Investments	-	-0.01	0.01	0.02	-0
Total Asset Writedown	-	0.01	-0.03	0.05	-0.01
Provision for Credit Losses	-	18.29	18.17	15.6	17.59
Change in Other Net Operating Assets	-534.67	-164.4	-262.63	-146.9	-79.32
Other Operating Activities	15.75	-11.43	-4.36	-0.25	-3.89
Operating Cash Flow	-467.21	-111.55	-208.5	-95.07	-35.28
Capital Expenditures	-5.13	-5.16	-8.91	-8.04	-5.21
Sale of Property, Plant and Equipment	0.04	0.28	0.02	-	-
Investment in Securities	-96.48	-35.13	-4.58	-9.16	-48.92
Purchase / Sale of Intangibles	-0.2	-0.26	-0.27	-0.21	-0.39
Other Investing Activities	-3.04	-2.69	-0.81	-	-
Investing Cash Flow	-104.81	-46.77	-14.55	-17.4	-54.51
Long-Term Debt Issued	38.5	-	38.5	-	-
Long-Term Debt Repaid	-	-38.5	-	-92.4	-67.38
Net Debt Issued (Repaid)	38.5	-38.5	38.5	-92.4	-67.38
Issuance of Common Stock	50	40	104	75	30.12
Common Dividends Paid	-13.54	-12.22	-11.18	-9.3	-19.05
Net Increase (Decrease) in Deposit Accounts	394.77	287.1	179.44	114.84	256.74
Other Financing Activities	-13.71	-32.3	-72.94	-68.86	-10.28
Financing Cash Flow	456.01	244.09	237.82	19.28	190.15
Net Cash Flow	-116.01	85.76	14.78	-93.19	100.35
Free Cash Flow	-472.34	-116.71	-217.4	-103.1	-40.49
Free Cash Flow Margin	-461.77%	-123.01%	-254.42%	-131.12%	-59.75%
Free Cash Flow Per Share	-0.17	-0.05	-0.10	-0.05	-0.02
Cash Income Tax Paid	4.01	7.12	4.27	2.39	2.5

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.