Al Omaniya Financial Services SAOG (MSM:AOFS)
Oman flag Oman · Delayed Price · Currency is OMR
0.1460
0.00 (0.00%)
At close: Aug 26, 2026

MSM:AOFS Financials Overview

Millions OMR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
11.3915.115.1315.6212.6812.76
Revenue Growth
0.15%-0.21%-3.13%23.17%-0.62%-11.17%
Gross Profit
12.0615.414.5713.410.259.26
Operating Income
6.119.869.1710.017.634.79
Net Income
4.033.963.573.22.752.56
Earnings Per Share
0.010.010.010.010.010.01
EPS Growth
10.64%9.62%9.04%12.57%6.62%72.15%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
85.4990.9687.5691.4185.6489.59
Total Debt
136.31145.03133.43138.58123.83120.47
Net Cash (Debt)
-50.82-54.07-45.87-47.17-38.19-30.89
Net Cash Growth
------
Net Cash Per Share
-0.15-0.16-0.14-0.14-0.12-0.10

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-4-3.638.81-5.83-10.676.98
Capital Expenditures
-0.04-0.04-0.19-0.29-0.03-0.06
Free Cash Flow
-4.03-3.678.62-6.12-10.76.92
Free Cash Flow Growth
------85.23%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
105.87%102.02%96.31%85.83%80.85%72.58%
Operating Margin
53.60%65.33%60.59%64.08%60.20%37.52%
Pretax Margin
41.31%30.60%27.74%24.04%25.52%23.64%
Profit Margin
35.38%26.22%23.59%20.50%21.69%20.10%
FCF Margin
-35.41%-24.30%56.96%-39.20%-84.39%54.23%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
0.0110.0110.0090.0080.0070.007
Dividend Per Share Growth
22.22%22.22%9.09%13.79%3.57%75.00%
Dividend Yield
7.33%8.16%6.04%5.99%5.97%7.61%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.7911.4014.9415.8616.8713.78
Forward PE
12.1716.7016.7019.6719.6719.67
P/FCF Ratio
--6.19--5.11
PS Ratio
4.042.993.523.253.662.77