Al Omaniya Financial Services SAOG (MSM:AOFS)

MSM:AOFS Ratios and Metrics

Market cap in millions OMR. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Feb 18, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	59	45	53	51	46	35
Market Cap Growth	17.50%	-15.38%	5.00%	9.43%	31.33%	77.94%
Enterprise Value	103	89	96	101	73	67
Last Close Price	0.19	0.14	0.16	0.15	0.13	0.10
PE Ratio	14.98	11.40	14.94	15.86	16.87	13.78
PS Ratio	3.71	2.83	3.52	3.25	3.66	2.77
PB Ratio	0.90	0.68	0.79	0.76	0.70	0.54
P/TBV Ratio	0.90	0.68	0.79	0.76	0.70	0.54
P/FCF Ratio	-	-	6.19	-	-	5.11
P/OCF Ratio	-	-	6.05	-	-	5.06
EV/Sales Ratio	6.46	5.57	6.36	6.48	5.75	5.24
EV/EBITDA Ratio	21.61	18.63	10.33	9.99	9.44	13.67
EV/EBIT Ratio	22.31	19.24	10.50	10.11	9.56	13.97
EV/FCF Ratio	-	-	11.17	-	-	9.67
Debt / Equity Ratio	1.95	1.95	1.97	2.08	1.86	1.85
Debt / EBITDA Ratio	26.97	26.97	14.30	13.66	15.99	24.54
Debt / FCF Ratio	-	-	15.49	-	-	17.41
Net Debt / Equity Ratio	0.66	0.66	0.68	0.71	0.57	0.48
Net Debt / EBITDA Ratio	9.18	9.18	4.92	4.66	4.94	6.31
Net Debt / FCF Ratio	-	-	5.32	-7.70	-3.57	4.47
Asset Turnover	-	-	0.07	0.07	0.06	0.07
Quick Ratio	-	-	3.02	1.94	3.72	2.78
Current Ratio	-	-	3.02	1.94	3.72	2.78
Return on Equity (ROE)	5.92%	5.92%	5.30%	4.80%	4.18%	3.98%
Return on Assets (ROA)	-	-	2.64%	2.93%	2.36%	1.58%
Return on Invested Capital (ROIC)	3.61%	3.54%	6.85%	7.80%	6.46%	4.15%
Return on Capital Employed (ROCE)	-	-	6.40%	9.30%	5.00%	3.80%
Earnings Yield	6.67%	8.77%	6.69%	6.31%	5.93%	7.26%
FCF Yield	-	-	16.16%	-12.06%	-23.06%	19.58%
Dividend Yield	5.85%	7.69%	5.69%	5.64%	5.63%	7.17%
Payout Ratio	-	-	71.11%	68.67%	74.32%	45.55%
Buyback Yield / Dilution	4.41%	4.41%	-0.06%	-2.64%	0.22%	-0.25%
Total Shareholder Return	10.26%	12.10%	5.62%	3.00%	5.85%	6.92%

Source: S&P Global Market Intelligence. Standard template. Financial Sources.