MSM:ORIC Income Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	2.75	37.15	31.48	32.54	17.91
Total Interest & Dividend Income	4.23	2.59	1.9	2.31	1.92
Gain (Loss) on Sale of Investments	-	0.04	0.05	-0.05	0.18
Other Revenue	-	-0.3	-0.75	-	-
Total Revenue	6.98	39.49	32.68	34.8	20.02
Revenue Growth (YoY)	-82.33%	20.83%	-6.10%	73.84%	21.25%
Policy Benefits	-	34.21	27.9	30.27	11.3
Policy Acquisition & Underwriting Costs	-	-	-	-	4.56
Depreciation & Amortization	-	-	-	-	0.13
Selling, General & Administrative	1.76	1.61	1.68	1.61	0.58
Total Operating Expenses	1.76	35.82	29.58	31.88	18.45
Operating Income	5.21	3.67	3.1	2.92	1.57
Currency Exchange Gain (Loss)	0.4	-	-	-0.66	-0.12
Other Non Operating Income (Expenses)	-	-0.07	-0.09	-	-
EBT Excluding Unusual Items	5.62	3.6	3.02	2.26	1.45
Gain (Loss) on Sale of Assets	-	-	-	0	-
Pretax Income	5.62	3.6	3.02	2.26	1.45
Income Tax Expense	0.84	0.58	0.46	0.14	0.09
Net Income	4.77	3.01	2.56	2.12	1.36
Net Income to Common	4.77	3.01	2.56	2.12	1.36
Net Income Growth	58.55%	17.82%	20.35%	56.66%	-6.54%
Shares Outstanding (Basic)	331	331	331	331	305
Shares Outstanding (Diluted)	331	331	331	331	305
Shares Change (YoY)	-	-	-	8.40%	1.71%
EPS (Basic)	0.01	0.01	0.01	0.01	0.00
EPS (Diluted)	0.01	0.01	0.01	0.01	0.00
EPS Growth	58.55%	17.82%	20.36%	44.51%	-8.11%
Free Cash Flow	-	9.09	3.06	5.41	4.78
Free Cash Flow Per Share	-	0.03	0.01	0.02	0.02
Operating Margin	74.72%	9.29%	9.49%	8.39%	7.83%
Profit Margin	68.42%	7.63%	7.82%	6.10%	6.77%
Free Cash Flow Margin	-	23.02%	9.38%	15.54%	23.85%
EBITDA	5.27	3.71	3.16	2.98	1.64
EBITDA Margin	75.56%	9.40%	9.66%	8.56%	8.18%
D&A For EBITDA	0.06	0.05	0.05	0.06	0.07
EBIT	5.21	3.67	3.1	2.92	1.57
EBIT Margin	74.72%	9.29%	9.49%	8.39%	7.83%
Effective Tax Rate	15.00%	16.24%	15.27%	6.04%	6.46%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.