MSM:ORIC Income Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Premiums & Annuity Revenue	54.28	49.89	31.48	32.54	17.91
Total Interest & Dividend Income	1.78	2.52	1.9	2.31	1.92
Gain (Loss) on Sale of Investments	0.11	0.05	0.05	-0.05	0.18
Other Revenue	-0.04	-	-0.75	-	-
Total Revenue	56.12	52.46	32.68	34.8	20.02
Revenue Growth (YoY)	6.98%	60.52%	-6.10%	73.84%	21.25%
Policy Benefits	35.98	34.89	27.9	30.27	11.3
Policy Acquisition & Underwriting Costs	13.28	12.07	-	-	4.56
Depreciation & Amortization	-	-	-	-	0.13
Selling, General & Administrative	1.82	1.61	1.68	1.61	0.58
Total Operating Expenses	51.08	48.57	29.58	31.88	18.45
Operating Income	5.05	3.89	3.1	2.92	1.57
Currency Exchange Gain (Loss)	0.4	-0.3	-	-0.66	-0.12
Other Non Operating Income (Expenses)	-	-	-0.09	-	-
EBT Excluding Unusual Items	5.45	3.59	3.02	2.26	1.45
Gain (Loss) on Sale of Assets	0.01	0	-	0	-
Pretax Income	5.46	3.6	3.02	2.26	1.45
Income Tax Expense	0.81	0.58	0.46	0.14	0.09
Net Income	4.65	3.01	2.56	2.12	1.36
Net Income to Common	4.65	3.01	2.56	2.12	1.36
Net Income Growth	54.39%	17.82%	20.35%	56.66%	-6.54%
Shares Outstanding (Basic)	331	331	331	331	305
Shares Outstanding (Diluted)	331	331	331	331	305
Shares Change (YoY)	-	-	-	8.40%	1.71%
EPS (Basic)	0.01	0.01	0.01	0.01	0.00
EPS (Diluted)	0.01	0.01	0.01	0.01	0.00
EPS Growth	54.39%	17.82%	20.36%	44.51%	-8.11%
Free Cash Flow	7.19	9.09	3.06	5.41	4.78
Free Cash Flow Per Share	0.02	0.03	0.01	0.02	0.02
Dividend Per Share	0.003	-	-	-	-
Operating Margin	8.99%	7.42%	9.49%	8.39%	7.83%
Profit Margin	8.28%	5.74%	7.82%	6.10%	6.77%
Free Cash Flow Margin	12.81%	17.32%	9.38%	15.54%	23.85%
EBITDA	5.11	3.94	3.16	2.98	1.64
EBITDA Margin	9.10%	7.51%	9.66%	8.56%	8.18%
D&A For EBITDA	0.06	0.05	0.05	0.06	0.07
EBIT	5.05	3.89	3.1	2.92	1.57
EBIT Margin	8.99%	7.42%	9.49%	8.39%	7.83%
Effective Tax Rate	14.80%	16.24%	15.27%	6.04%	6.46%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.