MSM:ORIC Income Statement

Financials in millions OMR. Fiscal year is January - December.

Millions OMR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '25 Mar 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Premiums & Annuity Revenue	40.19	37.15	31.48	32.54	17.91	14.63
Total Interest & Dividend Income	2.75	2.59	1.9	2.31	1.92	1.63
Gain (Loss) on Sale of Investments	0.09	0.04	0.05	-0.05	0.18	0.25
Other Revenue	-0.31	-0.3	-0.75	-	-	-
Total Revenue	42.72	39.49	32.68	34.8	20.02	16.51
Revenue Growth (YoY)	30.21%	20.83%	-6.10%	73.84%	21.25%	-
Policy Benefits	37.29	34.21	27.9	30.27	11.3	7.35
Policy Acquisition & Underwriting Costs	-	-	-	-	4.56	5.32
Depreciation & Amortization	-	-	-	-	0.13	0.08
Selling, General & Administrative	1.5	1.61	1.68	1.61	0.58	0.57
Total Operating Expenses	38.79	35.82	29.58	31.88	18.45	14.95
Operating Income	3.93	3.67	3.1	2.92	1.57	1.56
Currency Exchange Gain (Loss)	-0.11	-	-	-0.66	-0.12	-0.07
Other Non Operating Income (Expenses)	-0.07	-0.07	-0.09	-	-	-
EBT Excluding Unusual Items	3.74	3.6	3.02	2.26	1.45	1.48
Gain (Loss) on Sale of Assets	-0	-	-	0	-	-
Pretax Income	3.74	3.6	3.02	2.26	1.45	1.48
Income Tax Expense	0.61	0.58	0.46	0.14	0.09	0.03
Net Income	3.14	3.01	2.56	2.12	1.36	1.45
Net Income to Common	3.14	3.01	2.56	2.12	1.36	1.45
Net Income Growth	4.56%	17.82%	20.35%	56.66%	-6.54%	-
Shares Outstanding (Basic)	331	331	331	331	305	300
Shares Outstanding (Diluted)	331	331	331	331	305	300
Shares Change (YoY)	-	-	-	8.40%	1.71%	-
EPS (Basic)	0.01	0.01	0.01	0.01	0.00	0.00
EPS (Diluted)	0.01	0.01	0.01	0.01	0.00	0.00
EPS Growth	4.55%	17.82%	20.36%	44.51%	-8.11%	-
Free Cash Flow	8.42	9.09	3.06	5.41	4.78	4.03
Free Cash Flow Per Share	0.03	0.03	0.01	0.02	0.02	0.01
Operating Margin	9.19%	9.29%	9.49%	8.39%	7.83%	9.42%
Profit Margin	7.34%	7.63%	7.82%	6.10%	6.77%	8.78%
Free Cash Flow Margin	19.71%	23.02%	9.38%	15.54%	23.85%	24.43%
EBITDA	3.98	3.71	3.16	2.98	1.64	1.62
EBITDA Margin	9.31%	9.40%	9.66%	8.56%	8.18%	9.81%
D&A For EBITDA	0.05	0.05	0.05	0.06	0.07	0.06
EBIT	3.93	3.67	3.1	2.92	1.57	1.56
EBIT Margin	9.19%	9.29%	9.49%	8.39%	7.83%	9.42%
Effective Tax Rate	16.19%	16.24%	15.27%	6.04%	6.46%	2.11%

Updated Mar 5, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.