Unum Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Premiums Earned	10,831	10,497	10,046	9,617	9,475
Investment Income	2,033	2,130	2,097	2,122	2,213
Net Gains on Investments	-106.6	-34.6	-36	-15.7	76.7
Total Other Revenues	318.4	294.5	279.2	261.1	242.9
Revenue	13,076	12,887	12,386	11,984	12,008
Revenue Growth (YoY)	1.46%	4.05%	3.35%	-0.20%	-8.77%
Insurance Benefits & Claims	7,187	8,043	7,367	8,090	8,673
Policy Amortization Costs	1,185	1,128	1,019	950.6	967
Other Operating Expenses	2,683	2,389	2,275	2,096	1,975
Operating Income	2,021	1,328	1,725	847.7	393.1
Interest Expense	-208.8	-201.1	-194.8	-192.7	-252.3
Total Non-Operating Income (Expense)	-208.8	-201.1	-194.8	-192.7	-252.3
Pretax Income	933.5	2,251	1,640	1,750	1,261
Provision for Income Taxes	195	472.2	356.3	342.8	279.6
Net Income	738.5	1,779	1,284	1,407	981
Net Income to Common	738.5	1,779	1,284	1,407	981
Net Income Growth	-58.49%	38.58%	-8.77%	43.45%	23.71%
Shares Outstanding (Basic)	173	187	197	201	204
Shares Outstanding (Diluted)	173	188	198	202	205
Shares Change (YoY)	-8.05%	-4.82%	-2.23%	-1.34%	0.54%
EPS (Basic)	4.28	9.49	6.53	7.01	4.80
EPS (Diluted)	4.27	9.46	6.50	6.96	4.79
EPS Growth	-54.86%	45.54%	-6.61%	45.30%	23.14%
Free Cash Flow	555.4	1,388	1,068	1,317	1,277
Free Cash Flow Growth	-59.97%	29.92%	-18.88%	3.08%	264.71%
Free Cash Flow Per Share	3.21	7.38	5.40	6.51	6.23
Dividends Per Share	1.800	1.625	1.425	1.290	1.185
Dividend Growth	10.77%	14.04%	10.46%	8.86%	3.95%
Operating Margin	15.45%	10.30%	13.93%	7.07%	3.27%
Profit Margin	5.65%	13.81%	10.37%	11.74%	8.17%
FCF Margin	4.25%	10.77%	8.62%	10.99%	10.64%
EBITDA	2,144	1,444	1,834	958.2	393.1
EBITDA Margin	16.39%	11.20%	14.81%	8.00%	3.27%
EBIT	2,021	1,328	1,725	847.7	393.1
EBIT Margin	15.45%	10.30%	13.93%	7.07%	3.27%
Effective Tax Rate	20.89%	20.97%	21.72%	19.59%	22.18%

Updated Dec 31, 2025. Data Source: Fiscal.ai. Insurance template. Financial Sources.