Unum Group (MUN:UUM)

Unum Group Income Statement

Financials in millions USD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Premiums & Annuity Revenue	10,770	10,497	10,046	9,617	9,475	9,378
Total Interest & Dividend Income	1,999	2,027	2,019	2,012	2,043	2,346
Gain (Loss) on Sale of Investments	19.3	92.5	66.9	108.4	258.8	1,224
Other Revenue	280.2	270.5	254.4	247.1	230.6	214.9
Total Revenue	13,068	12,887	12,386	11,984	12,008	13,162
Revenue Growth (YoY)	2.13%	4.05%	3.35%	-0.20%	-8.77%	9.69%
Policy Benefits	8,034	6,918	7,257	6,995	7,553	8,973
Policy Acquisition & Underwriting Costs	1,179	1,128	1,019	950.6	967	1,087
Selling, General & Administrative	17.3	17.3	16.4	19.6	35.2	48.6
Other Operating Expenses	1,304	1,195	1,096	987.1	938.1	935.3
Total Operating Expenses	11,699	10,420	10,551	10,041	10,469	11,997
Operating Income	1,369	2,468	1,835	1,943	1,539	1,165
Interest Expense	-208.7	-201.1	-194.8	-188.5	-185	-188.2
EBT Excluding Unusual Items	1,161	2,267	1,640	1,754	1,354	976.7
Asset Writedown	-	-	-	-	-26	-12.7
Legal Settlements	-	-15.3	-	-	-	-
Other Unusual Items	-	-	-	-4.2	-67.3	-
Pretax Income	1,161	2,251	1,640	1,750	1,261	964
Income Tax Expense	247.5	472.2	356.3	342.8	279.6	171
Net Income	913.1	1,779	1,284	1,407	981	793
Net Income to Common	913.1	1,779	1,284	1,407	981	793
Net Income Growth	-48.15%	38.58%	-8.77%	43.45%	23.71%	-27.93%
Shares Outstanding (Basic)	176	187	197	201	204	204
Shares Outstanding (Diluted)	176	188	198	202	205	204
Shares Change (YoY)	-7.94%	-4.82%	-2.23%	-1.34%	0.54%	-2.91%
EPS (Basic)	5.19	9.49	6.53	7.01	4.80	3.89
EPS (Diluted)	5.18	9.46	6.50	6.96	4.79	3.89
EPS Growth	-43.71%	45.54%	-6.61%	45.30%	23.14%	-25.76%
Free Cash Flow	689.1	1,388	1,068	1,317	1,277	350.2
Free Cash Flow Per Share	3.91	7.38	5.41	6.51	6.24	1.72
Dividend Per Share	1.760	1.625	1.425	1.290	1.185	1.140
Dividend Growth	9.66%	14.04%	10.46%	8.86%	3.95%	2.24%
Operating Margin	10.48%	19.15%	14.81%	16.21%	12.82%	8.85%
Profit Margin	6.99%	13.80%	10.37%	11.74%	8.17%	6.02%
Free Cash Flow Margin	5.27%	10.77%	8.62%	10.98%	10.64%	2.66%
EBITDA	1,487	2,584	1,944	2,053	1,659	1,279
EBITDA Margin	11.38%	20.05%	15.69%	17.13%	13.81%	9.71%
D&A For EBITDA	118	116.1	108.8	110.5	119.8	113.6
EBIT	1,369	2,468	1,835	1,943	1,539	1,165
EBIT Margin	10.48%	19.15%	14.81%	16.21%	12.82%	8.85%
Effective Tax Rate	21.32%	20.97%	21.72%	19.59%	22.18%	17.74%
Revenue as Reported	13,068	12,887	12,386	11,984	12,008	13,162

Source: S&P Global Market Intelligence. Insurance template. Financial Sources.