Bayport Management Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	276.58	367.16	371.96	371.82	354.21
Total Interest Expense	164.83	248.17	219.18	191	171.72
Net Interest Income	111.75	118.99	152.79	180.82	182.5
Gain (Loss) on Sale of Investments	-	-	-	2.79	-
Other Revenue	2.54	9.04	15.11	14.4	12.32
Revenue Before Loan Losses	114.29	128.03	167.89	198.02	194.81
Provision for Loan Losses	-	23.38	14.06	16.2	18.91
Revenue	114.29	104.66	153.84	181.81	175.91
Revenue Growth (YoY)	9.20%	-31.97%	-15.39%	3.36%	-0.98%
Salaries & Employee Benefits	-	43.29	38.98	44.47	53.05
Cost of Services Provided	89.47	82.27	59.44	56.68	56.49
Other Operating Expenses	11.91	7.73	6.25	12.13	4.03
Total Operating Expenses	101.38	142.05	114.71	123.54	125.14
Operating Income	12.91	-37.39	39.12	58.28	50.77
Earnings From Equity Investments	-3.17	-1.31	-1.23	-0.22	-0.5
Currency Exchange Gain (Loss)	2.88	-4	-2.2	-0.27	-2.31
EBT Excluding Unusual Items	12.61	-46.75	31.12	53.79	44.28
Gain (Loss) on Sale of Investments	-	-	-	-	0.16
Impairment of Goodwill	-	-	-0.36	-	-
Other Unusual Items	-	-	-	-16.84	-
Pretax Income	2.37	-55.88	30.76	36.97	44.35
Income Tax Expense	41.69	24.51	24.31	33.63	28.09
Earnings From Continuing Ops.	-39.31	-80.38	6.45	3.34	16.26
Earnings From Discontinued Ops.	-98.93	-	-	-	-
Net Income to Company	-138.25	-80.38	6.45	3.34	16.26
Minority Interest in Earnings	-2.11	-1.09	-1.01	-1.95	-3.63
Net Income	-140.36	-81.47	5.44	1.39	12.63
Net Income to Common	-140.36	-81.47	5.44	1.39	12.63
Net Income Growth	-	-	290.68%	-88.98%	-47.36%
Shares Outstanding (Basic)	34	34	34	34	34
Shares Outstanding (Diluted)	35	34	35	35	35
Shares Change (YoY)	0.50%	-0.70%	0.08%	-0.28%	-0.36%
EPS (Basic)	-4.08	-2.37	0.16	0.04	0.37
EPS (Diluted)	-4.08	-2.37	0.16	0.04	0.36
EPS Growth	-	-	294.91%	-88.89%	-47.83%
Free Cash Flow	119.72	33.95	-42.7	-33.3	18.21
Free Cash Flow Per Share	3.46	0.99	-1.23	-0.96	0.52
Operating Margin	11.29%	-35.73%	25.43%	32.05%	28.86%
Profit Margin	-122.81%	-77.85%	3.54%	0.77%	7.18%
Free Cash Flow Margin	104.75%	32.44%	-27.76%	-18.32%	10.35%
Effective Tax Rate	1755.35%	-	79.02%	90.97%	63.34%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.