Bayport Management Income Statement

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest and Dividend Income	273.95	256.88	371.96	371.82	354.21
Total Interest Expense	165.45	171.07	219.18	191	171.72
Net Interest Income	108.5	85.8	152.79	180.82	182.5
Gain (Loss) on Sale of Investments	-	-	-	2.79	-
Other Revenue	2.54	4.4	15.11	14.4	12.32
Revenue Before Loan Losses	111.04	90.2	167.89	198.02	194.81
Provision for Loan Losses	11.9	14.42	14.06	16.2	18.91
Revenue	99.13	75.79	153.84	181.81	175.91
Revenue Growth (YoY)	30.80%	-50.73%	-15.39%	3.36%	-0.98%
Salaries & Employee Benefits	34.17	31.99	38.98	44.47	53.05
Cost of Services Provided	40.91	55.78	59.44	56.68	56.49
Other Operating Expenses	0.47	1.25	6.25	12.13	4.03
Total Operating Expenses	84.11	97.78	114.71	123.54	125.14
Operating Income	15.03	-21.99	39.12	58.28	50.77
Earnings From Equity Investments	-9.04	-1.31	-1.23	-0.22	-0.5
Currency Exchange Gain (Loss)	2.97	-3.55	-2.2	-0.27	-2.31
EBT Excluding Unusual Items	6.55	-28.76	31.12	53.79	44.28
Gain (Loss) on Sale of Investments	-	-	-	-	0.16
Impairment of Goodwill	-1.86	-	-0.36	-	-
Other Unusual Items	-	-	-	-16.84	-
Pretax Income	-5.54	-37.85	30.76	36.97	44.35
Income Tax Expense	41.05	25.35	24.31	33.63	28.09
Earnings From Continuing Ops.	-46.59	-63.2	6.45	3.34	16.26
Earnings From Discontinued Ops.	-98.94	-19.27	-	-	-
Net Income to Company	-145.53	-82.47	6.45	3.34	16.26
Minority Interest in Earnings	-2.09	-1.09	-1.01	-1.95	-3.63
Net Income	-147.62	-83.56	5.44	1.39	12.63
Net Income to Common	-147.62	-83.56	5.44	1.39	12.63
Net Income Growth	-	-	290.68%	-88.98%	-47.36%
Shares Outstanding (Basic)	34	34	34	34	34
Shares Outstanding (Diluted)	35	35	35	35	35
Shares Change (YoY)	-0.25%	0.04%	0.08%	-0.28%	-0.36%
EPS (Basic)	-4.29	-2.43	0.16	0.04	0.37
EPS (Diluted)	-4.29	-2.43	0.16	0.04	0.36
EPS Growth	-	-	294.91%	-88.89%	-47.83%
Free Cash Flow	120.5	32.78	-42.7	-33.3	18.21
Free Cash Flow Per Share	3.48	0.94	-1.23	-0.96	0.52
Operating Margin	15.16%	-29.02%	25.43%	32.05%	28.86%
Profit Margin	-148.91%	-110.26%	3.54%	0.77%	7.18%
Free Cash Flow Margin	121.55%	43.25%	-27.76%	-18.32%	10.35%
Effective Tax Rate	-	-	79.02%	90.97%	63.34%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.