Fincorp Investment Ltd. (MUSE:FINC.N0000)

Fincorp Investment Income Statement

Financials in millions MUR. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Interest and Dividend Income	357.35	325.73	242.96	244.39	221.58	257.65
Total Interest Expense	239.48	216.78	191.15	153.13	141.61	166.88
Net Interest Income	117.87	108.95	51.8	91.26	79.98	90.77
Commissions and Fees	31	24.56	13	13.35	11.89	11.51
Other Revenue	353	345.02	302.95	239.37	210.67	245.15
Revenue Before Loan Losses	501.87	478.53	367.75	343.98	302.53	347.43
Provision for Loan Losses	5.68	5.68	-19.85	-32.66	-5.7	18.31
Revenue	496.19	472.85	387.6	376.64	308.23	329.13
Revenue Growth (YoY)	25.32%	21.99%	2.91%	22.20%	-6.35%	32.69%
Salaries & Employee Benefits	88.38	88.38	65.46	51.87	43.52	42.42
Cost of Services Provided	18.74	0.89	0.27	0.11	1.72	3.41
Other Operating Expenses	40.36	39.54	25.8	17.4	23.22	10.33
Total Operating Expenses	427.62	397.41	334.61	289.95	253.35	211.39
Operating Income	68.57	75.44	53	86.69	54.88	117.74
Earnings From Equity Investments	-229.29	-250.61	260.65	299.82	300.9	64.44
Currency Exchange Gain (Loss)	0.5	0.5	0.93	0.18	0.07	-0.38
EBT Excluding Unusual Items	-162.16	-176.6	314.4	379.97	348.62	181.32
Gain (Loss) on Sale of Investments	-0.19	-0.19	0.06	0.03	-0.3	0
Other Unusual Items	-	-	-	-	-	0.01
Pretax Income	-164.33	-178.77	312.35	380.5	339.66	177.43
Income Tax Expense	25.39	23.24	13.64	20.48	12.96	13.11
Net Income	-189.72	-202.01	298.71	360.02	326.7	164.32
Net Income to Common	-189.72	-202.01	298.71	360.02	326.7	164.32
Net Income Growth	-	-	-17.03%	10.20%	98.81%	-
Shares Outstanding (Basic)	103	103	103	103	103	103
Shares Outstanding (Diluted)	103	103	103	103	103	103
EPS (Basic)	-1.84	-1.95	2.89	3.48	3.16	1.59
EPS (Diluted)	-1.84	-1.95	2.89	3.48	3.16	1.59
EPS Growth	-	-	-17.03%	10.20%	98.81%	-
Free Cash Flow	296.49	347.94	246.67	-156.85	58.05	-744.51
Free Cash Flow Per Share	2.87	3.37	2.39	-1.52	0.56	-7.20
Dividend Per Share	0.700	0.700	0.700	0.650	0.600	0.600
Dividend Growth	-	-	7.69%	8.33%	-	-
Operating Margin	13.82%	15.96%	13.67%	23.02%	17.80%	35.77%
Profit Margin	-38.23%	-42.72%	77.07%	95.59%	105.99%	49.93%
Free Cash Flow Margin	59.75%	73.58%	63.64%	-41.64%	18.83%	-226.21%
Effective Tax Rate	-	-	4.37%	5.38%	3.82%	7.39%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.