Fincorp Investment Ltd. (MUSE:FINC.N0000)

Financials in millions MUR. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Interest and Dividend Income	276.62	242.96	244.39	221.58	257.65	269.18
Total Interest Expense	205.76	191.15	153.13	141.61	166.88	218.11
Net Interest Income	70.86	51.8	91.26	79.98	90.77	51.08
Commissions and Fees	19.46	13	13.35	11.89	11.51	8.49
Other Revenue	339.56	302.95	239.37	210.67	245.15	202.44
Revenue Before Loan Losses	429.88	367.75	343.98	302.53	347.43	262
Provision for Loan Losses	-19.85	-19.85	-32.66	-5.7	18.31	13.96
Revenue	449.73	387.6	376.64	308.23	329.13	248.04
Revenue Growth (YoY)	12.77%	2.91%	22.20%	-6.35%	32.69%	-
Salaries & Employee Benefits	65.46	65.46	51.87	43.52	42.42	44.75
Cost of Services Provided	22.31	0.27	0.11	1.72	3.41	5.97
Other Operating Expenses	41.02	25.8	17.4	23.22	10.33	13.94
Total Operating Expenses	388.09	334.61	289.95	253.35	211.39	225.09
Operating Income	61.64	53	86.69	54.88	117.74	22.96
Earnings From Equity Investments	204.05	260.65	299.82	300.9	64.44	-76.61
Currency Exchange Gain (Loss)	0.93	0.93	0.18	0.07	-0.38	-0.54
EBT Excluding Unusual Items	266.43	314.4	379.97	348.62	181.32	-50.13
Gain (Loss) on Sale of Investments	0.06	0.06	0.03	-0.3	0	-0.03
Other Unusual Items	-	-	-	-	0.01	0.21
Pretax Income	264.39	312.35	380.5	339.66	177.43	-50.45
Income Tax Expense	16.34	13.64	20.48	12.96	13.11	0.97
Net Income	248.05	298.71	360.02	326.7	164.32	-51.42
Net Income to Common	248.05	298.71	360.02	326.7	164.32	-51.42
Net Income Growth	-23.42%	-17.03%	10.20%	98.81%	-	-
Shares Outstanding (Basic)	103	103	103	103	103	103
Shares Outstanding (Diluted)	103	103	103	103	103	103
EPS (Basic)	2.40	2.89	3.48	3.16	1.59	-0.50
EPS (Diluted)	2.40	2.89	3.48	3.16	1.59	-0.50
EPS Growth	-23.42%	-17.03%	10.20%	98.81%	-	-
Free Cash Flow	-244.35	-443.05	-156.85	58.05	-744.51	648.87
Free Cash Flow Per Share	-2.36	-4.29	-1.52	0.56	-7.20	6.28
Dividend Per Share	0.700	0.700	0.650	0.600	0.600	-
Dividend Growth	7.69%	7.69%	8.33%	-	-	-
Operating Margin	13.71%	13.67%	23.02%	17.80%	35.77%	9.26%
Profit Margin	55.16%	77.07%	95.59%	105.99%	49.93%	-20.73%
Free Cash Flow Margin	-54.33%	-114.30%	-41.64%	18.83%	-226.21%	261.60%
Effective Tax Rate	6.18%	4.37%	5.38%	3.82%	7.39%	-

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.