Fincorp Investment Income Statement

Financials in millions MUR. Fiscal year is July - June.

Millions MUR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	383.23	325.73	242.96	244.39	221.58	257.65
Total Interest Expense	261.87	216.78	191.15	153.13	141.61	166.88
Net Interest Income	121.36	108.95	51.8	91.26	79.98	90.77
Commissions and Fees	31.33	24.56	13	13.35	11.89	11.51
Other Revenue	375.56	345.02	302.95	239.37	210.67	245.15
Revenue Before Loan Losses	528.25	478.53	367.75	343.98	302.53	347.43
Provision for Loan Losses	5.68	5.68	-19.85	-32.66	-5.7	18.31
Revenue	522.57	472.85	387.6	376.64	308.23	329.13
Revenue Growth (YoY)	21.91%	21.99%	2.91%	22.20%	-6.35%	32.69%
Salaries & Employee Benefits	88.38	88.38	65.46	51.87	43.52	42.42
Cost of Services Provided	22.84	0.89	0.27	0.11	1.72	3.41
Other Operating Expenses	42.27	39.54	25.8	17.4	23.22	10.33
Total Operating Expenses	453.39	397.41	334.61	289.95	253.35	211.39
Operating Income	69.18	75.44	53	86.69	54.88	117.74
Earnings From Equity Investments	-129.02	-250.61	260.65	299.82	300.9	64.44
Currency Exchange Gain (Loss)	0.5	0.5	0.93	0.18	0.07	-0.38
EBT Excluding Unusual Items	-61.27	-176.6	314.4	379.97	348.62	181.32
Gain (Loss) on Sale of Investments	-0.19	-0.19	0.06	0.03	-0.3	0
Other Unusual Items	-	-	-	-	-	0.01
Pretax Income	-63.44	-178.77	312.35	380.5	339.66	177.43
Income Tax Expense	26.07	23.24	13.64	20.48	12.96	13.11
Net Income	-89.5	-202.01	298.71	360.02	326.7	164.32
Net Income to Common	-89.5	-202.01	298.71	360.02	326.7	164.32
Net Income Growth	-	-	-17.03%	10.20%	98.81%	-
Shares Outstanding (Basic)	103	103	103	103	103	103
Shares Outstanding (Diluted)	103	103	103	103	103	103
EPS (Basic)	-0.87	-1.95	2.89	3.48	3.16	1.59
EPS (Diluted)	-0.87	-1.95	2.89	3.48	3.16	1.59
EPS Growth	-	-	-17.03%	10.20%	98.81%	-
Free Cash Flow	-118.5	347.94	246.67	-156.85	58.05	-744.51
Free Cash Flow Per Share	-1.15	3.37	2.39	-1.52	0.56	-7.20
Dividend Per Share	0.700	0.700	0.700	0.650	0.600	0.600
Dividend Growth	-	-	7.69%	8.33%	-	-
Operating Margin	13.24%	15.96%	13.67%	23.02%	17.80%	35.77%
Profit Margin	-17.13%	-42.72%	77.07%	95.59%	105.99%	49.93%
Free Cash Flow Margin	-22.68%	73.58%	63.64%	-41.64%	18.83%	-226.21%
Effective Tax Rate	-	-	4.37%	5.38%	3.82%	7.39%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.