Fincorp Investment Income Statement

Financials in millions MUR. Fiscal year is July - June.

Millions MUR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest and Dividend Income	404.6	325.73	242.96	244.39	221.58	257.65
Total Interest Expense	276.38	216.78	191.15	153.13	141.61	166.88
Net Interest Income	128.22	108.95	51.8	91.26	79.98	90.77
Commissions and Fees	32.19	24.56	13	13.35	11.89	11.51
Other Revenue	391.6	345.02	302.95	239.37	210.67	245.15
Revenue Before Loan Losses	552.01	478.53	367.75	343.98	302.53	347.43
Provision for Loan Losses	5.68	5.68	-19.85	-32.66	-5.7	18.31
Revenue	546.34	472.85	387.6	376.64	308.23	329.13
Revenue Growth (YoY)	21.48%	21.99%	2.91%	22.20%	-6.35%	32.69%
Salaries & Employee Benefits	88.38	88.38	65.46	51.87	43.52	42.42
Cost of Services Provided	193.42	0.89	0.27	0.11	1.72	3.41
Other Operating Expenses	49.76	39.54	25.8	17.4	23.22	10.33
Total Operating Expenses	478.38	397.41	334.61	289.95	253.35	211.39
Operating Income	67.95	75.44	53	86.69	54.88	117.74
Earnings From Equity Investments	-29.42	-250.61	260.65	299.82	300.9	64.44
Currency Exchange Gain (Loss)	0.5	0.5	0.93	0.18	0.07	-0.38
EBT Excluding Unusual Items	37.1	-176.6	314.4	379.97	348.62	181.32
Gain (Loss) on Sale of Investments	-0.19	-0.19	0.06	0.03	-0.3	0
Other Unusual Items	-	-	-	-	-	0.01
Pretax Income	34.93	-178.77	312.35	380.5	339.66	177.43
Income Tax Expense	25.82	23.24	13.64	20.48	12.96	13.11
Net Income	9.11	-202.01	298.71	360.02	326.7	164.32
Net Income to Common	9.11	-202.01	298.71	360.02	326.7	164.32
Net Income Growth	-96.33%	-	-17.03%	10.20%	98.81%	-
Shares Outstanding (Basic)	103	103	103	103	103	103
Shares Outstanding (Diluted)	103	103	103	103	103	103
EPS (Basic)	0.09	-1.95	2.89	3.48	3.16	1.59
EPS (Diluted)	0.09	-1.95	2.89	3.48	3.16	1.59
EPS Growth	-96.33%	-	-17.03%	10.20%	98.81%	-
Free Cash Flow	17.68	347.94	246.67	-156.85	58.05	-744.51
Free Cash Flow Per Share	0.17	3.37	2.39	-1.52	0.56	-7.20
Dividend Per Share	0.700	0.700	0.700	0.650	0.600	0.600
Dividend Growth	-	-	7.69%	8.33%	-	-
Operating Margin	12.44%	15.96%	13.67%	23.02%	17.80%	35.77%
Profit Margin	1.67%	-42.72%	77.07%	95.59%	105.99%	49.93%
Free Cash Flow Margin	3.24%	73.58%	63.64%	-41.64%	18.83%	-226.21%
Effective Tax Rate	73.93%	-	4.37%	5.38%	3.82%	7.39%

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.