MCB Group Income Statement

Financials in millions MUR. Fiscal year is July - June.

Millions MUR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Interest Income on Loans	51,470	49,037	45,617	33,924	18,455	17,148
Interest Income on Investments	236	191	136	182	113	104
Total Interest Income	51,706	49,228	45,753	34,106	18,568	17,252
Interest Paid on Deposits	22,871	21,985	21,378	14,134	3,264	2,483
Net Interest Income	28,835	27,243	24,375	19,972	15,304	14,769
Net Interest Income Growth (YoY)	7.75%	11.77%	22.05%	30.50%	3.62%	1.91%
Income From Trading Activities	6,631	5,058	4,220	3,673	-	-
Gain (Loss) on Sale of Investments	-	-	-241	-	-	-
Other Non-Interest Income	9,317	9,859	8,656	8,147	8,541	7,635
Total Non-Interest Income	15,948	14,917	12,635	11,820	8,541	7,635
Non-Interest Income Growth (YoY)	13.98%	18.06%	6.89%	38.39%	11.87%	2.31%
Revenues Before Loan Losses	44,783	42,160	37,010	31,792	23,845	22,404
Provision for Loan Losses	2,137	3,505	3,684	3,644	3,481	4,766
Revenue	42,646	38,655	33,326	28,148	20,364	17,638
Revenue Growth (YoY)	14.12%	15.99%	18.40%	38.22%	15.46%	4.50%
Salaries and Employee Benefits	8,676	8,676	7,408	5,953	4,956	4,609
Occupancy Expenses	935	935	889	897	855	839
Amortization of Goodwill & Intangibles	701	701	702	652	525	421
Selling, General & Administrative	369	369	367	274	184	118
Other Non-Interest Expense	7,082	5,066	4,221	3,481	2,612	2,284
Total Non-Interest Expense	17,362	15,713	13,005	10,390	8,333	7,899
EBT Excluding Unusual Items	25,284	22,942	20,321	17,758	12,031	9,739
Pretax Income	25,284	22,942	20,321	17,758	12,031	9,739
Income Tax Expense	6,789	4,932	4,126	3,445	2,070	1,500
Earnings From Continuing Operations	18,495	18,010	16,195	14,313	9,961	8,239
Minority Interest in Earnings	-24	55	-150	-180	-164	-60
Net Income	18,471	18,065	16,045	14,133	9,797	8,179
Preferred Dividends & Other Adjustments	-	-	-	-	160	160
Net Income to Common	18,471	18,065	16,045	14,133	9,637	8,019
Net Income Growth	2.37%	12.59%	13.53%	44.26%	19.78%	2.67%
Basic Shares Outstanding	261	258	252	245	240	239
Diluted Shares Outstanding	261	258	252	245	240	240
Shares Change (YoY)	1.73%	2.18%	2.84%	2.08%	0.25%	0.19%
EPS (Basic)	70.75	70.15	63.69	57.67	40.14	33.51
EPS (Diluted)	70.74	70.13	63.65	57.66	40.13	33.48
EPS Growth	0.63%	10.18%	10.39%	43.68%	19.86%	1.18%
Dividend Per Share	15.000	25.500	23.000	20.250	13.900	16.750
Dividend Growth	-37.50%	10.87%	13.58%	45.68%	-17.02%	-
Effective Tax Rate	26.85%	21.50%	20.30%	19.40%	17.21%	15.40%