MCB Group Limited (MUSE: MCBG.N0000)

MCB Group Balance Sheet

Financials in millions MUR. Fiscal year is July - June.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2024	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021	Jun 30, 2020
Cash & Equivalents	67,671	89,098	120,570	73,294	108,706	71,573
Investment Securities	379,942	347,567	271,628	244,453	211,055	159,692
Trading Asset Securities	2,999	13,289	10,296	8,064	1,083	1,449
Total Investments	382,941	360,856	281,924	252,517	212,138	161,141
Gross Loans	-	435,408	383,312	363,934	328,226	270,454
Allowance for Loan Losses	-	-15,992	-16,232	-12,242	-12,482	-8,995
Other Adjustments to Gross Loans	-	-3,020	-3,036	-2,182	-2,614	-2,207
Net Loans	-	416,396	364,044	349,510	313,130	259,252
Property, Plant & Equipment	7,602	7,611	7,534	7,329	7,199	6,875
Goodwill	-	403	403	392	392	392
Other Intangible Assets	3,106	2,741	2,396	2,096	1,697	1,286
Investments in Real Estate	5,395	5,305	5,139	4,799	5,032	4,444
Restricted Cash	42,303	41,178	34,962	27,872	25,286	22,195
Other Current Assets	-	2,930	2,704	2,069	1,765	1,344
Long-Term Deferred Tax Assets	4,251	4,118	3,124	2,181	1,519	1,263
Other Real Estate Owned & Foreclosed	-	105	104	101	164	60
Other Long-Term Assets	23,790	6,457	7,077	5,968	6,105	2,289
Total Assets	932,590	937,198	829,981	728,128	683,133	532,114
Interest Bearing Deposits	696,584	417,630	317,856	248,360	229,442	213,839
Non-Interest Bearing Deposits	-	289,229	279,910	277,296	274,530	176,820
Total Deposits	696,584	706,859	597,766	525,656	503,972	390,659
Short-Term Borrowings	3,045	1,996	1,285	536	1,454	1,413
Current Portion of Long-Term Debt	-	6,509	41,294	27,240	44,735	43,828
Current Portion of Leases	-	41	84	14	20	5
Current Income Taxes Payable	4,016	2,864	3,135	1,295	1,097	1,444
Other Current Liabilities	-	2,405	2,095	1,706	2,159	271
Long-Term Debt	90,975	92,501	76,782	80,095	45,086	20,743
Long-Term Leases	-	982	562	612	540	490
Pension & Post-Retirement Benefits	-	-	-	460	-	1,170
Long-Term Deferred Tax Liabilities	572	548	478	386	347	339
Other Long-Term Liabilities	27,830	15,478	13,405	9,086	7,927	6,658
Total Liabilities	823,022	830,183	736,886	647,086	607,337	467,020
Common Stock	7,849	6,975	4,907	3,109	2,776	2,719
Retained Earnings	83,603	91,140	80,288	70,569	65,807	57,407
Comprehensive Income & Other	14,217	5,144	4,568	4,234	4,309	2,419
Total Common Equity	105,669	103,259	89,763	77,912	72,892	62,545
Minority Interest	3,899	3,756	3,332	3,130	2,904	2,549
Shareholders' Equity	109,568	107,015	93,095	81,042	75,796	65,094
Total Liabilities & Equity	932,590	937,198	829,981	728,128	683,133	532,114
Total Debt	94,020	102,029	120,007	108,497	91,835	66,479
Net Cash (Debt)	-23,350	358	10,859	-27,139	17,954	6,543
Net Cash Growth	-	-96.70%	-	-	174.40%	-
Net Cash Per Share	-92.08	1.42	44.30	-113.02	74.96	27.37
Filing Date Shares Outstanding	255.28	253.13	246.49	240.57	239.49	239.25
Total Common Shares Outstanding	255.28	253.13	246.49	240.57	239.49	239.25
Book Value Per Share	413.94	407.94	364.16	323.87	304.36	261.42
Tangible Book Value	102,563	100,115	86,964	75,424	70,803	60,867
Tangible Book Value Per Share	401.77	395.51	352.80	313.52	295.64	254.41

Source: S&P Capital IQ. Banks template. Financial Sources.