MCB Group Limited (MUSE:MCBG.N0000)

MCB Group Balance Sheet

Financials in millions MUR. Fiscal year is July - June.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Jun 30, 2025	Jun 30, 2024	Jun 30, 2023	Jun 30, 2022	Jun 30, 2021
Cash & Equivalents	131,383	136,864	94,508	120,570	73,294	108,706
Investment Securities	388,826	355,181	347,567	271,628	244,453	211,055
Trading Asset Securities	3,170	17,279	13,289	10,296	8,064	1,083
Total Investments	391,996	372,460	360,856	281,924	252,517	212,138
Gross Loans	443,546	444,302	431,547	383,312	363,934	328,226
Allowance for Loan Losses	-	-18,451	-15,992	-16,232	-12,242	-12,482
Other Adjustments to Gross Loans	-	-3,605	-3,020	-3,036	-2,182	-2,614
Net Loans	443,546	422,246	412,535	364,044	349,510	313,130
Property, Plant & Equipment	8,182	8,060	7,611	7,534	7,329	7,199
Goodwill	-	368	403	403	392	392
Other Intangible Assets	3,357	3,059	2,741	2,396	2,096	1,697
Investments in Real Estate	5,630	5,552	5,305	5,139	4,799	5,032
Restricted Cash	-	45,903	41,178	34,962	27,872	25,286
Other Current Assets	-	2,222	2,930	2,704	2,069	1,765
Long-Term Deferred Tax Assets	5,034	4,845	4,118	3,124	2,181	1,519
Other Real Estate Owned & Foreclosed	-	103	105	104	101	164
Other Long-Term Assets	65,189	5,312	6,457	7,077	5,968	6,105
Total Assets	1,054,317	1,006,994	938,747	829,981	728,128	683,133
Interest Bearing Deposits	777,245	427,713	417,630	317,856	248,360	229,442
Non-Interest Bearing Deposits	-	312,660	290,778	279,910	277,296	274,530
Total Deposits	777,245	740,373	708,408	597,766	525,656	503,972
Short-Term Borrowings	3,158	4,071	1,996	1,285	536	1,454
Current Portion of Long-Term Debt	-	61,637	6,509	41,294	27,240	44,735
Current Portion of Leases	-	112	41	84	14	20
Current Income Taxes Payable	3,806	2,751	2,864	3,135	1,295	1,097
Other Current Liabilities	-	2,724	2,405	2,095	1,706	2,159
Long-Term Debt	115,219	56,373	92,501	76,782	80,095	45,086
Long-Term Leases	-	984	982	562	612	540
Pension & Post-Retirement Benefits	463	456	-	-	460	-
Long-Term Deferred Tax Liabilities	733	651	548	478	386	347
Other Long-Term Liabilities	30,477	15,608	15,478	13,405	9,086	7,927
Total Liabilities	931,101	885,740	831,732	736,886	647,086	607,337
Common Stock	10,436	9,546	6,975	4,907	3,109	2,776
Retained Earnings	103,157	102,091	91,140	80,288	70,569	65,807
Comprehensive Income & Other	6,191	6,066	5,144	4,568	4,234	4,309
Total Common Equity	119,784	117,703	103,259	89,763	77,912	72,892
Minority Interest	3,432	3,551	3,756	3,332	3,130	2,904
Shareholders' Equity	123,216	121,254	107,015	93,095	81,042	75,796
Total Liabilities & Equity	1,054,317	1,006,994	938,747	829,981	728,128	683,133
Total Debt	118,377	123,177	102,029	120,007	108,497	91,835
Net Cash (Debt)	16,176	30,966	5,768	10,859	-27,139	17,954
Net Cash Growth	-	436.86%	-46.88%	-	-	174.40%
Net Cash Per Share	62.44	120.22	22.88	44.30	-113.02	74.96
Filing Date Shares Outstanding	261.35	259.42	253.13	246.49	240.57	239.49
Total Common Shares Outstanding	261.35	259.42	253.13	246.49	240.57	239.49
Book Value Per Share	458.33	453.71	407.94	364.16	323.87	304.36
Tangible Book Value	116,427	114,276	100,115	86,964	75,424	70,803
Tangible Book Value Per Share	445.48	440.50	395.51	352.80	313.52	295.64

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.