MCB Group Cash Flow Statement

Financials in millions MUR. Fiscal year is July - June.

Millions MUR. Fiscal year is Jul - Jun.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022	Jun '21 Jun 30, 2021
Net Income	18,611	18,065	16,045	14,133	9,797	8,179
Depreciation & Amortization	939	939	891	897	855	839
Other Amortization	697	697	700	652	525	421
Gain (Loss) on Sale of Assets	106	106	384	75	53	-353
Gain (Loss) on Sale of Investments	233	233	459	64	430	114
Total Asset Writedown	-9	-9	11	-	-194	-
Provision for Credit Losses	4,011	4,011	4,341	4,101	3,718	4,793
Change in Trading Asset Securities	-2,319	-2,319	-2,246	-1,426	22,104	6,902
Change in Other Net Operating Assets	-24,140	-24,140	-52,184	-23,833	-88,661	-92,407
Other Operating Activities	-44,485	-5,423	-1,012	1,860	-517	-1,706
Operating Cash Flow	-46,396	-7,880	-32,654	-3,517	-51,922	-73,240
Capital Expenditures	-1,364	-1,364	-910	-1,134	-1,079	-1,013
Sale of Property, Plant and Equipment	7	7	14	46	82	123
Investment in Securities	-3,187	-3,187	-75,898	-27,809	-	-4
Divestitures	-	-	-	-	-	371
Purchase / Sale of Intangibles	-1,031	-1,031	-1,052	-957	-999	-786
Other Investing Activities	45,108	-	-	-	346	-
Investing Cash Flow	39,533	-5,575	-77,846	-29,854	-1,650	-1,310
Long-Term Debt Issued	-	24,015	2,484	13,506	-	2,000
Total Debt Issued	24,015	24,015	2,484	13,506	-	2,000
Long-Term Debt Repaid	-	-203	-23,071	-6,948	-72	-69
Net Debt Issued (Repaid)	23,812	23,812	-20,587	6,558	-72	1,931
Issuance of Common Stock	202	202	114	68	86	57
Common Dividends Paid	-4,164	-4,164	-3,754	-2,734	-3,765	-
Net Increase (Decrease) in Deposit Accounts	36,151	36,151	109,872	72,687	18,481	109,232
Other Financing Activities	-8,413	-	-1,375	6,285	-225	-179
Financing Cash Flow	47,588	56,001	84,270	82,864	14,505	111,041
Foreign Exchange Rate Adjustments	157	-106	198	142	1,073	1,136
Net Cash Flow	40,882	42,440	-26,032	49,635	-37,994	37,627
Free Cash Flow	-47,760	-9,244	-33,564	-4,651	-53,001	-74,253
Free Cash Flow Margin	-114.69%	-23.91%	-100.71%	-16.52%	-260.27%	-420.98%
Free Cash Flow Per Share	-183.71	-35.89	-133.15	-18.97	-220.73	-310.01
Cash Income Tax Paid	5,441	5,441	5,342	2,408	2,247	2,341

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.