SBM Holdings Ltd (MUSE:SBMH.N0000)

SBM Holdings Balance Sheet

Financials in millions MUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	62,398	42,778	23,828	30,275	47,637	21,577
Investment Securities	178,571	157,954	146,719	143,563	146,995	113,060
Trading Asset Securities	1,743	19,616	11,493	9,620	7,216	8,803
Total Investments	180,315	177,569	158,212	153,183	154,211	121,863
Gross Loans	186,687	188,786	161,026	164,988	146,117	138,927
Allowance for Loan Losses	-	-8,064	-9,561	-13,462	-14,697	-15,764
Other Adjustments to Gross Loans	-	-439.44	-352.55	-310.8	-188.43	-174.75
Net Loans	186,687	180,283	151,112	151,216	131,232	122,988
Property, Plant & Equipment	5,816	5,390	4,155	4,322	3,761	3,939
Other Intangible Assets	1,203	1,536	1,852	1,753	1,963	2,297
Other Receivables	-	3,174	2,878	3,171	2,813	2,614
Restricted Cash	-	19,510	16,919	15,723	13,646	11,290
Other Current Assets	-	853.11	743.34	603.51	378.54	271.7
Long-Term Deferred Tax Assets	2,159	1,520	1,391	1,265	1,087	806.11
Other Long-Term Assets	5,364	1,030	1,164	828.89	939.97	395.1
Total Assets	443,941	433,642	362,253	362,341	357,668	288,041
Accounts Payable	-	3,914	6,053	5,415	4,953	3,629
Accrued Expenses	-	2,454	2,089	1,719	1,555	1,086
Interest Bearing Deposits	364,391	247,119	183,926	173,428	145,079	122,125
Non-Interest Bearing Deposits	3,936	116,341	109,376	123,725	156,271	106,141
Total Deposits	368,327	363,459	293,302	297,153	301,351	228,266
Short-Term Borrowings	1,462	1,430	782.6	905.32	759.9	1,280
Current Portion of Long-Term Debt	-	13,102	12,102	11,821	7,653	8,790
Current Portion of Leases	-	339.31	292.27	206.9	176.06	105.15
Current Income Taxes Payable	1,008	1,019	556.29	478.5	314.67	260.23
Other Current Liabilities	-	2,077	1,537	1,424	1,296	1,094
Long-Term Debt	19,262	7,400	12,536	14,285	11,737	16,370
Long-Term Leases	911.84	517.37	508.96	681.71	564.84	699.26
Long-Term Unearned Revenue	-	104.16	78.41	74.92	49.98	60.86
Pension & Post-Retirement Benefits	784.26	758.14	450.86	569.09	410.18	743.81
Other Long-Term Liabilities	11,678	432.21	282.28	437.76	469.29	459.65
Total Liabilities	403,433	397,006	330,570	335,172	331,290	262,844
Common Stock	32,500	32,500	32,500	32,500	32,500	32,500
Retained Earnings	15,813	17,169	14,033	10,364	7,257	5,114
Treasury Stock	-4,875	-4,875	-4,875	-4,875	-4,875	-4,875
Comprehensive Income & Other	-2,930	-8,157	-9,976	-10,819	-8,504	-7,542
Shareholders' Equity	40,508	36,637	31,683	27,170	26,378	25,196
Total Liabilities & Equity	443,941	433,642	362,253	362,341	357,668	288,041
Total Debt	21,635	22,788	26,222	27,900	20,891	27,244
Net Cash (Debt)	42,505	39,605	9,099	11,995	33,962	3,136
Net Cash Growth	149.47%	335.29%	-24.14%	-64.68%	983.10%	-46.47%
Net Cash Per Share	16.46	15.34	3.52	4.65	13.15	1.21
Filing Date Shares Outstanding	2,583	2,582	2,582	2,582	2,582	2,582
Total Common Shares Outstanding	2,583	2,582	2,582	2,582	2,582	2,582
Book Value Per Share	15.68	14.19	12.27	10.52	10.22	9.76
Tangible Book Value	39,305	35,101	29,831	25,417	24,415	22,900
Tangible Book Value Per Share	15.21	13.60	11.55	9.84	9.46	8.87

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.