SBM Holdings Ltd (MUSE: SBMH.N0000)

SBM Holdings Balance Sheet

Financials in millions MUR. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	39,193	23,828	30,275	47,637	21,577	18,181
Investment Securities	164,949	146,719	143,563	146,995	113,060	89,995
Trading Asset Securities	1,053	11,493	9,620	7,216	8,803	12,711
Total Investments	166,001	158,212	153,183	154,211	121,863	102,706
Gross Loans	-	161,026	164,988	146,117	138,927	128,631
Allowance for Loan Losses	-	-9,561	-13,462	-14,697	-15,764	-12,282
Other Adjustments to Gross Loans	-	-352.55	-310.8	-188.43	-174.75	-207.56
Net Loans	-	151,112	151,216	131,232	122,988	116,141
Property, Plant & Equipment	5,129	4,155	4,322	3,761	3,939	4,009
Other Intangible Assets	1,628	1,852	1,753	1,963	2,297	2,729
Other Receivables	-	2,878	3,171	2,813	2,614	2,870
Restricted Cash	17,926	16,919	15,723	13,646	11,290	10,680
Other Current Assets	-	743.34	603.51	378.54	271.7	284.38
Long-Term Deferred Tax Assets	1,338	1,391	1,265	1,087	806.11	355.99
Other Long-Term Assets	5,110	1,164	828.89	939.97	395.1	160.19
Total Assets	405,466	362,253	362,341	357,668	288,041	258,118
Accounts Payable	-	6,053	5,415	4,953	3,629	4,406
Accrued Expenses	-	2,089	1,719	1,555	1,086	953.88
Interest Bearing Deposits	332,345	183,926	173,428	145,079	122,125	114,632
Non-Interest Bearing Deposits	-	109,376	123,725	156,271	106,141	85,672
Total Deposits	332,345	293,302	297,153	301,351	228,266	200,305
Short-Term Borrowings	1,110	782.6	905.32	759.9	1,280	1,126
Current Portion of Long-Term Debt	-	12,102	11,821	7,653	8,790	9,101
Current Portion of Leases	-	292.27	206.9	176.06	105.15	101.1
Current Income Taxes Payable	820.9	556.29	478.5	314.67	260.23	712.07
Other Current Liabilities	-	1,537	1,424	1,296	1,094	1,297
Long-Term Debt	21,280	12,536	14,285	11,737	16,370	14,012
Long-Term Leases	817.32	508.96	681.71	564.84	699.26	694.25
Long-Term Unearned Revenue	-	78.41	74.92	49.98	60.86	56.8
Pension & Post-Retirement Benefits	474.65	450.86	569.09	410.18	743.81	338.88
Other Long-Term Liabilities	12,325	282.28	437.76	469.29	459.65	466.04
Total Liabilities	369,172	330,570	335,172	331,290	262,844	233,570
Common Stock	32,500	32,500	32,500	32,500	32,500	32,500
Retained Earnings	11,679	14,033	10,364	7,257	5,114	4,737
Treasury Stock	-4,875	-4,875	-4,875	-4,875	-4,875	-4,875
Comprehensive Income & Other	-3,011	-9,976	-10,819	-8,504	-7,542	-7,814
Shareholders' Equity	36,294	31,683	27,170	26,378	25,196	24,548
Total Liabilities & Equity	405,466	362,253	362,341	357,668	288,041	258,118
Total Debt	23,207	26,222	27,900	20,891	27,244	25,035
Net Cash (Debt)	17,038	9,099	11,995	33,962	3,136	5,857
Net Cash Growth	-	-24.15%	-64.68%	983.10%	-46.47%	39.14%
Net Cash Per Share	6.60	3.52	4.65	13.15	1.21	2.27
Filing Date Shares Outstanding	2,582	2,582	2,582	2,582	2,582	2,582
Total Common Shares Outstanding	2,582	2,582	2,582	2,582	2,582	2,582
Book Value Per Share	14.05	12.27	10.52	10.22	9.76	9.51
Tangible Book Value	34,666	29,831	25,417	24,415	22,900	21,819
Tangible Book Value Per Share	13.42	11.55	9.84	9.46	8.87	8.45

Source: S&P Capital IQ. Banks template. Financial Sources.