SBM Holdings Balance Sheet

Financials in millions MUR. Fiscal year is January - December.

Millions MUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	61,821	32,390	42,778	23,828	30,275	47,637
Investment Securities	155,437	140,664	157,954	146,719	143,563	146,995
Trading Asset Securities	2,954	17,980	19,616	11,493	9,620	7,216
Total Investments	158,391	158,644	177,569	158,212	153,183	154,211
Gross Loans	207,061	210,040	188,786	161,026	164,988	146,117
Allowance for Loan Losses	-	-10,168	-8,064	-9,561	-13,462	-14,697
Other Adjustments to Gross Loans	-	-535.63	-439.44	-352.55	-310.8	-188.43
Net Loans	207,061	199,336	180,283	151,112	151,216	131,232
Property, Plant & Equipment	5,597	5,409	5,390	4,155	4,322	3,761
Other Intangible Assets	866.61	1,021	1,536	1,852	1,753	1,963
Other Receivables	-	4,331	3,174	2,878	3,171	2,813
Restricted Cash	-	20,219	19,510	16,919	15,723	13,646
Other Current Assets	-	781.31	853.11	743.34	603.51	378.54
Long-Term Deferred Tax Assets	2,552	2,400	1,520	1,391	1,265	1,087
Other Long-Term Assets	5,560	796.22	1,030	1,164	828.89	939.97
Total Assets	441,850	425,328	433,642	362,253	362,341	357,668
Accounts Payable	-	3,639	3,914	6,053	5,415	4,953
Accrued Expenses	-	1,959	2,454	2,089	1,719	1,555
Interest Bearing Deposits	355,343	232,769	247,119	183,926	173,428	145,079
Non-Interest Bearing Deposits	4,605	120,175	116,341	109,376	123,725	156,271
Total Deposits	359,948	352,944	363,459	293,302	297,153	301,351
Short-Term Borrowings	2,366	1,456	1,430	782.6	905.32	759.9
Current Portion of Long-Term Debt	-	7,784	13,102	12,102	11,821	7,653
Current Portion of Leases	-	222.9	339.31	292.27	206.9	176.06
Current Income Taxes Payable	1,784	1,191	1,019	556.29	478.5	314.67
Other Current Liabilities	-	599.21	2,077	1,537	1,424	1,296
Long-Term Debt	22,247	12,698	7,400	12,536	14,285	11,737
Long-Term Leases	915.3	733.14	517.37	508.96	681.71	564.84
Long-Term Unearned Revenue	-	98.51	104.16	78.41	74.92	49.98
Pension & Post-Retirement Benefits	558.2	545.79	758.14	450.86	569.09	410.18
Other Long-Term Liabilities	12,276	1,003	432.21	282.28	437.76	469.29
Total Liabilities	400,095	384,876	397,006	330,570	335,172	331,290
Common Stock	32,500	32,500	32,500	32,500	32,500	32,500
Retained Earnings	17,712	17,490	14,233	14,033	10,364	7,257
Treasury Stock	-4,875	-4,875	-4,875	-4,875	-4,875	-4,875
Comprehensive Income & Other	-3,583	-4,662	-5,221	-9,976	-10,819	-8,504
Shareholders' Equity	41,755	40,452	36,637	31,683	27,170	26,378
Total Liabilities & Equity	441,850	425,328	433,642	362,253	362,341	357,668
Total Debt	25,528	22,895	22,788	26,222	27,900	20,891
Net Cash (Debt)	39,247	27,475	39,605	9,099	11,995	33,962
Net Cash Growth	286.40%	-30.63%	335.29%	-24.14%	-64.68%	983.10%
Net Cash Per Share	15.20	10.64	15.34	3.52	4.65	13.15
Filing Date Shares Outstanding	2,583	2,582	2,582	2,582	2,582	2,582
Total Common Shares Outstanding	2,583	2,582	2,582	2,582	2,582	2,582
Book Value Per Share	16.17	15.67	14.19	12.27	10.52	10.22
Tangible Book Value	40,888	39,432	35,101	29,831	25,417	24,415
Tangible Book Value Per Share	15.83	15.27	13.60	11.55	9.84	9.46