SBM Holdings Cash Flow Statement

Financials in millions MUR. Fiscal year is January - December.

Millions MUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Net Income	5,111	4,339	4,317	3,636	1,739	1,021
Depreciation & Amortization	763.31	637.5	568.89	559.49	500.42	530.81
Other Amortization	692.55	692.55	531.1	495.32	488.99	518.4
Gain (Loss) on Sale of Assets	-14.81	-12.89	-4.26	-5.45	-0.93	-90.48
Gain (Loss) on Sale of Investments	-106.81	-224.84	182.19	-78.47	-203.18	-234.76
Total Asset Writedown	25.39	-	-	22.61	14.47	14.14
Provision for Credit Losses	512.93	405.49	1,266	1,383	2,583	3,572
Change in Trading Asset Securities	-1,142	-785.87	526.1	-420.92	24.96	126.72
Change in Other Net Operating Assets	-35,781	-50,848	-5,345	-23,614	-45,636	-30,767
Other Operating Activities	-972.1	366.55	-863.43	-63.39	402.32	-460.02
Operating Cash Flow	-30,912	-45,430	1,178	-18,086	-40,087	-25,769
Capital Expenditures	-144.21	-724.43	-814.63	-427.83	-646.5	-224.07
Sale of Property, Plant and Equipment	-304.75	23.26	5.62	-	-	60.9
Purchase / Sale of Intangibles	-657.61	-406.93	-686.25	-314.94	-154.91	-153.55
Other Investing Activities	325.52	305.57	267.77	206.56	139.7	133.26
Investing Cash Flow	-781.06	-802.53	-1,227	-536.21	-661.71	-183.47
Long-Term Debt Issued	-	-	583.04	6,713	2,060	1,644
Long-Term Debt Repaid	-	-4,675	-2,319	-291.98	-8,331	-261.34
Net Debt Issued (Repaid)	-2,130	-4,675	-1,736	6,421	-6,271	1,383
Common Dividends Paid	-1,291	-1,033	-516.36	-516.36	-	-
Net Increase (Decrease) in Deposit Accounts	36,350	70,158	-3,852	-4,198	73,085	27,961
Financing Cash Flow	32,930	64,450	-6,104	1,707	66,814	29,344
Foreign Exchange Rate Adjustments	1,459	755.76	-288.01	-452.95	-	-
Net Cash Flow	2,688	18,950	-6,447	-17,362	26,060	3,396
Free Cash Flow	-31,056	-46,155	363.39	-18,514	-40,734	-25,993
Free Cash Flow Margin	-188.62%	-284.85%	2.49%	-150.26%	-437.04%	-348.24%
Free Cash Flow Per Share	-12.03	-17.88	0.14	-7.17	-15.78	-10.07
Cash Interest Paid	2,085	-	-	-	-	-
Cash Income Tax Paid	1,405	770.32	939.16	396.21	667.12	1,141

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.