About CCFTX
American Funds 2035 Target Date Retirement Fund Class C is a diversified mutual fund designed to help investors save for retirement with a target date around the year 2035. Managed by Capital Research and Management Company, the fund automatically adjusts its asset allocation over time: it starts with a greater emphasis on growth assets such as U.S. and international equities and gradually increases allocations to fixed income, equity-income, and balanced funds as the target date approaches. This evolving strategy aims to balance growth, income, and capital preservation to reflect the changing risk tolerance and income needs of investors nearing or in retirement.
The fund features exposure to a broad range of sectors, including information technology, industrials, financials, and healthcare, and invests in both U.S. and non-U.S. stocks and bonds. As of early 2025, U.S. equities made up around half of the portfolio with significant allocations to bonds to provide income and stability. The fund is structured to serve as a single, managed solution for long-term retirement investing, automatically adjusting to help manage risk as the retirement date approaches and beyond.
Fund Family American Funds
Category Target-Date 2035
Stock Exchange NASDAQ
Ticker Symbol CCFTX
Share Class Class C
Index S&P Target Date 2035 TR
CCFTX had a total return of 12.07% in the past year, including dividends. Since the fund's
inception, the average annual return has been 7.83%.