American Funds Mortgage Fund® Class 529-F-1 (CMFFX)
| Fund Assets | 12.95B |
| Expense Ratio | 0.69% |
| Min. Investment | $250 |
| Turnover | 58.00% |
| Dividend (ttm) | 0.40 |
| Dividend Yield | 4.40% |
| Dividend Growth | -3.31% |
| Payout Frequency | Monthly |
| Ex-Dividend Date | Jan 30, 2026 |
| Previous Close | 8.99 |
| YTD Return | 1.03% |
| 1-Year Return | 9.96% |
| 5-Year Return | 3.46% |
| 52-Week Low | 8.24 |
| 52-Week High | 9.01 |
| Beta (5Y) | n/a |
| Holdings | 1310 |
| Inception Date | Nov 1, 2010 |
About CMFFX
American Funds Mortgage Fund 529-F-1 is a mutual fund focused on generating current income and preserving capital by primarily investing in fixed-income securities, especially mortgage-related obligations. The fund allocates a significant majority of its portfolio—over 80%—to mortgage-backed securities, most of which are sponsored or guaranteed by the U.S. government or government agencies, with the remainder invested in U.S. Treasury bonds, asset-backed obligations, and cash equivalents. This structure makes the fund particularly relevant to investors seeking stable income, low credit risk, and moderate sensitivity to interest rate movements. American Funds Mortgage Fund 529-F-1 plays a notable role in the fixed-income market by providing a vehicle for exposure to residential and commercial real estate financing, supporting liquidity and efficiency in the secondary mortgage market. Monthly dividend payments and a competitive yield contribute to its appeal as an income-focused investment, while its characteristics align it with intermediate-term U.S. government bond benchmarks. The fund is also positioned within the college savings landscape as an option for 529 plans, allowing investors to potentially benefit from tax-advantaged growth while targeting capital preservation and regular income distributions.
Performance
CMFFX had a total return of 9.96% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.04%.
Top 10 Holdings
21.57% of assets| Name | Symbol | Weight |
|---|---|---|
| Federal Home Loan Banks 0% | FHLBDN.0 03.04.14 | 3.61% |
| Federal Home Loan Banks 0% | FHLBDN.0 01.06.14 | 3.23% |
| Federal Home Loan Mortgage Corp. 6% | FR.RQ0028 | 3.23% |
| Capital Group Central Cash Fund | n/a | 3.01% |
| Federal Home Loan Banks 0% | FHLBDN.0 04.27.18 | 2.00% |
| Federal National Mortgage Association 2.5% | FNCL.2.5 1.12 | 1.41% |
| Federal National Mortgage Association 3.5% | FNCL.3.5 2.12 | 1.40% |
| Federal National Mortgage Association 6% | FN.MA5701 | 1.26% |
| Federal Home Loan Mortgage Corp. 6% | FR.SD8290 | 1.21% |
| Federal Home Loan Banks 0% | FHLBDN.0 01.28.14 | 1.21% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Jan 30, 2026 | $0.03148 | Feb 2, 2026 |
| Dec 31, 2025 | $0.03323 | Jan 2, 2026 |
| Nov 28, 2025 | $0.03169 | Dec 1, 2025 |
| Oct 31, 2025 | $0.0332 | Nov 3, 2025 |
| Sep 30, 2025 | $0.03326 | Oct 1, 2025 |
| Aug 29, 2025 | $0.03377 | Sep 2, 2025 |