About FATTX
The American Funds 2045 Target Date Retirement Fund F-1 is a diversified mutual fund specifically designed to help investors prepare for retirement around the year 2045. Its primary function is to seek growth, income, and the conservation of capital through a carefully managed mix of underlying American Funds. Early in an investor’s timeline, the fund emphasizes capital appreciation by allocating a higher proportion to equities, including both U.S. and international stocks, across sectors like information technology, financials, and healthcare. As the target date approaches and passes, the fund gradually increases its allocation to fixed income, equity-income, and balanced funds to prioritize income generation and reduce risk, reflecting a lifecycle investment approach. Managed by Capital Research and Management Company, the fund adapts to evolving retirement needs by adjusting its asset mix over time. With an emphasis on both growth and risk management, it plays a significant role in retirement planning by offering a one-stop solution for individuals seeking a professionally managed investment strategy that adjusts automatically with their changing financial objectives.
Fund Family Capital Group
Category Target-Date 2045
Performance Rating Above Average
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol FATTX
Share Class Class F-1
Index S&P Target Date 2045 TR
FATTX had a total return of 17.84% in the past year, including dividends. Since the fund's
inception, the average annual return has been 9.33%.
