American Funds 2055 Trgt Date Retire F3 (FCJTX)
NASDAQ · Mutual Fund · Delayed Price · Currency is USD
29.42
-0.07 (-0.24%)
Aug 21, 2025, 4:00 PM EDT
-0.24%
Fund Assets27.33B
Expense Ratio0.38%
Min. Investment$250
Turnover5.00%
Dividend (ttm)0.92
Dividend Yield3.14%
Dividend Growth55.99%
Payout FrequencyAnnual
Ex-Dividend DateDec 26, 2024
Previous Close29.49
YTD Return12.38%
1-Year Return14.94%
5-Year Return68.63%
52-Week Low23.34
52-Week High29.79
Beta (5Y)n/a
Holdings20
Inception DateJan 27, 2017

About FCJTX

American Funds 2055 Target Date Retirement Fund F-3 is a target-date mutual fund designed to help investors prepare for retirement around the year 2055. Managed by Capital Research and Management Company, the fund features a diversified, multi-asset portfolio that gradually shifts its allocation from a growth-oriented mix to a more conservative approach as the target date nears. Early in its lifecycle, the fund emphasizes equities—including both U.S. and non-U.S. stocks—with notable allocations to sectors such as information technology, industrials, financials, and health care. As the target date approaches, the fund incrementally increases its exposure to fixed income and income-generating assets, aiming to reduce risk and preserve capital for investors entering retirement. This gradual rebalancing, known as a "glide path," continues for approximately 30 years after the target date, maintaining a balance between growth potential and income needs throughout retirement. The fund provides broad diversification and ongoing professional management, making it a popular choice for long-term retirement planning through employer-sponsored plans or individual investment accounts.

Fund Family American Funds
Category Target-Date 2055
Stock Exchange NASDAQ
Ticker Symbol FCJTX
Share Class Class F-3
Index S&P Target Date 2055 TR

Performance

FCJTX had a total return of 14.94% in the past year, including dividends. Since the fund's inception, the average annual return has been 11.29%.

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

SymbolShare ClassExpense Ratio
RFKTXClass R-60.38%
REKTXClass R-50.43%
FBJTXClass F-20.47%
RHJTXClass R-5e0.53%

Top 10 Holdings

76.81% of assets
NameSymbolWeight
American Funds Fundamental Invs R6RFNGX9.09%
American Funds New Perspective R6RNPGX8.97%
American Funds SMALLCAP World R6RLLGX8.91%
American Funds Capital World Gr&Inc R6RWIGX7.99%
American Funds Washington Mutual R6RWMGX7.85%
American Funds New World R6RNWGX7.80%
American Funds Growth Fund of Amer R6RGAGX7.03%
American Funds AMCAP R6RAFGX7.03%
American Funds American Balanced R6RLBGX6.08%
American Funds Invmt Co of Amer R6RICGX6.07%
View More Holdings

Dividend History

Ex-DividendAmountPay Date
Dec 26, 2024$0.9225Dec 27, 2024
Dec 22, 2023$0.5914Dec 26, 2023
Dec 23, 2022$1.4353Dec 27, 2022
Dec 27, 2021$1.1718Dec 28, 2021
Dec 28, 2020$0.763Dec 29, 2020
Dec 30, 2019$0.8549Dec 31, 2019
Full Dividend History