About FDFTX
The American Funds 2035 Target Date Retirement Fund F-3 is a mutual fund designed primarily for investors planning to retire around the year 2035. As a target-date fund, its investment strategy automatically shifts over time—beginning with a focus on capital growth through a diversified allocation of equities, and gradually increasing its exposure to fixed income and more conservative assets as the target retirement year approaches. This fund dynamically adjusts its mix, aiming to provide a balance of growth, income, and capital preservation tailored to an investor’s evolving risk profile as retirement nears.
The portfolio invests broadly across both U.S. and international equities and bonds, allocating significant portions to sectors such as information technology, industrials, and financials, as well as fixed income securities. Management regularly reviews and rebalances the asset mix in response to market and economic changes, ensuring alignment with the fund’s objectives. With a high performance rating and below-average risk relative to its category, the fund plays a key role in retirement planning by offering a streamlined, professionally managed solution that simplifies long-term savings for individuals targeting retirement near 2035.
Fund Family Capital Group
Category Target-Date 2035
Performance Rating High
Risk Rating Below Average
Stock Exchange Nasdaq
Ticker Symbol FDFTX
Share Class Class F-3
Index S&P Target Date 2035 TR
FDFTX had a total return of 6.75% in the past year, including dividends. Since the fund's
inception, the average annual return has been 9.97%.
