American Funds Retirement Income Portfolio - Conservative Class F-3 (FICWX)
| Fund Assets | 1.27B |
| Expense Ratio | 0.29% |
| Min. Investment | $250 |
| Turnover | 12.00% |
| Dividend (ttm) | 0.43 |
| Dividend Yield | 3.47% |
| Dividend Growth | 4.81% |
| Payout Frequency | Quarterly |
| Ex-Dividend Date | Jun 26, 2025 |
| Previous Close | 12.40 |
| YTD Return | 8.09% |
| 1-Year Return | 11.73% |
| 5-Year Return | 31.11% |
| 52-Week Low | 11.44 |
| 52-Week High | 12.42 |
| Beta (5Y) | n/a |
| Holdings | 11 |
| Inception Date | Jan 27, 2017 |
About FICWX
American Funds Retirement Income Portfolio – Conservative Class F-3 is a mutual fund structured to prioritize income generation and capital preservation, making it particularly suited for retirees and investors seeking lower downside risk. The fund primarily pursues a blend of current income and long-term capital growth, but with a pronounced emphasis on minimizing volatility and protecting principal. Its portfolio is diversified across both equity and fixed-income securities, drawing significantly from other American Funds offerings such as the Capital Income Builder, The Bond Fund of America, and The Income Fund of America, which collectively comprise a large portion of its holdings. Launched in 2017, the fund adopts a conservative allocation strategy, positioning itself in the moderately conservative category to help smooth out returns while providing regular income distributions. It tends to favor stable, income-producing assets over aggressive growth vehicles, supporting financial stability for those in or approaching retirement. Its quarterly dividend payouts and low minimum investment make it accessible, while its design aims to support sustained withdrawal programs with a controlled risk profile.
Performance
FICWX had a total return of 11.73% in the past year, including dividends. Since the fund's inception, the average annual return has been 5.66%.
Top 10 Holdings
95.92% of assets| Name | Symbol | Weight |
|---|---|---|
| American Funds Capital Income Builder® Class R-6 | RIRGX | 18.06% |
| American Funds The Income Fund of America® Class R-6 | RIDGX | 14.94% |
| American Funds The Bond Fund of America® Class R-6 | RBFGX | 14.93% |
| American Funds Strategic Bond Fund Class R-6 | RANGX | 10.01% |
| American Funds American Balanced Fund® Class R-6 | RLBGX | 7.96% |
| American Funds Multi-Sector Income R-6 | RMDUX | 7.93% |
| American Funds American Mutual Fund® Class R-6 | RMFGX | 7.00% |
| American Funds U.S. Government Securities Fund® Class R-6 | RGVGX | 5.03% |
| American Funds Inflation Linked Bond Fund Class R-6 | RILFX | 5.03% |
| American Funds Intermediate Bond Fund of America® Class R-6 | RBOGX | 5.03% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Jun 26, 2025 | $0.1003 | Jun 27, 2025 |
| Mar 27, 2025 | $0.0685 | Mar 28, 2025 |
| Dec 27, 2024 | $0.1712 | Dec 30, 2024 |
| Sep 26, 2024 | $0.0894 | Sep 27, 2024 |
| Jun 26, 2024 | $0.1052 | Jun 27, 2024 |
| Mar 26, 2024 | $0.0596 | Mar 27, 2024 |