Fidelity Managed Retirement 2030 FundSM (FMRAX)

NASDAQ · Mutual Fund · Delayed Price · Currency is USD
12.87
0.00 (0.00%)
At close: Feb 17, 2026
Fund Assets49.66M
Expense Ratio0.48%
Min. Investment$0.00
Turnover59.00%
Dividend (ttm)0.32
Dividend Yield2.49%
Dividend Growth13.83%
Payout FrequencyMonthly
Ex-Dividend DateFeb 6, 2026
Previous Close12.87
YTD Return3.03%
1-Year Return13.97%
5-Year Return24.75%
52-Week Low10.45
52-Week High12.89
Beta (5Y)n/a
Holdings35
Inception DateAug 16, 2019

About FMRAX

Fidelity Managed Retirement 2030 Fund is a target-date mutual fund designed to support income needs as investors approach and enter retirement around 2030. It seeks high current income with capital appreciation as a secondary goal, allocating primarily across Fidelity-managed U.S. equity, international equity, bond, and short‑term funds to balance growth and income as the horizon date nears. The fund implements a managed payout-oriented strategy, using a diversified mix that includes investment‑grade bonds, inflation‑protected securities, government and long‑term Treasuries, alongside large‑cap value and growth equity exposures and selective emerging markets allocations. This multi‑asset construction aims to moderate volatility relative to pure equity funds while maintaining participation in global markets. Notable characteristics include a below‑average distribution fee level, an expense ratio around 0.48%, and regular income distributions, reflecting its retirement‑income focus. Positioned within the Target‑Date 2030 category, it functions as a professionally managed glide‑path solution that gradually shifts toward more conservative assets to help sustain withdrawals and preserve purchasing power through the early retirement years.

Fund Family Fidelity
Category Target-Date 2030
Performance Rating Low
Risk Rating Below Average
Stock Exchange NASDAQ
Ticker Symbol FMRAX
Index S&P 500 TR

Performance

FMRAX had a total return of 13.97% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.75%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

SymbolProviderNameExpense Ratio
SWJRXSchwabSchwab Target Payout0.26%
SWLRXSchwabSchwab Income Payout0.21%
SWKRXSchwabSchwab Flexible Payout0.25%

Other Share Classes

These are alternative share classes of the same fund, from the same provider.

SymbolShare ClassExpense Ratio
FMRFXClass K60.28%
FMREXClass K0.38%
FMRDXFidelity Advisor Managed Retirement 2030 Fund: Class I0.48%
FMRBXFidelity Advisor Managed Retirement 2030 Fund: Class A0.73%

Top 10 Holdings

66.73% of assets
NameSymbolWeight
Fidelity Series Government Bond Index FundFHNFX10.58%
Fidelity Series Investment Grade Bond FundFSIGX9.81%
Fidelity Srs 5+ Yr Inf-Ptctd Bd IdxFSTDX7.78%
Fidelity Series Large Cap Value Index FundFIOOX6.68%
Fidelity Series Corporate Bond FundFHMFX6.32%
Fidelity Series Investment Grade Securitized FundFHPFX5.99%
Fidelity Series Blue Chip Growth FundFSBDX5.72%
Fidelity Series Emerging Markets Opportunities FundFEMSX5.38%
Fidelity Series Intl Dev Mkts Bd IdxFSTQX4.78%
Fidelity Series Large Cap Stock FundFGLGX3.69%
View More Holdings

Dividend History

Ex-DividendAmountPay Date
Feb 6, 2026$0.008Feb 9, 2026
Dec 30, 2025$0.174Dec 31, 2025
Nov 7, 2025$0.028Nov 10, 2025
Oct 3, 2025$0.012Oct 6, 2025
Sep 5, 2025$0.014Sep 8, 2025
Aug 1, 2025$0.025Aug 4, 2025
Full Dividend History