Fidelity SAI Total Bond Fund (FSMTX)

Fund Assets	22.05B
Expense Ratio	0.29%
Min. Investment	$0.00
Turnover	214.00%
Dividend (ttm)	0.41
Dividend Yield	4.77%
Dividend Growth	-1.88%
Payout Frequency	Monthly
Ex-Dividend Date	Sep 30, 2026

Previous Close	8.62
YTD Return	-2.65%
1-Year Return	-1.64%
5-Year Return	0.43%
52-Week Low	8.62
52-Week High	9.27
Beta (5Y)	0.27
Holdings	4904
Inception Date	Oct 25, 2018

About FSMTX

Fidelity SAI Total Bond Fund is an open-end mutual fund designed to provide investors with a high level of current income through diversified exposure to the bond market. The fund primarily invests at least 80% of its assets in various debt securities, including investment-grade, high-yield, and emerging market bonds, as well as repurchase agreements backed by such securities. This broad allocation enables the fund to capture opportunities across different sectors of the fixed-income universe, balancing credit quality and interest rate sensitivity with a moderate level of risk. Targeting the intermediate core-plus bond category, the fund features thousands of holdings, with a strong representation of U.S. Treasury securities and other government bonds among its largest positions. Its notable characteristics include a low expense ratio and a focus on cost efficiency, which helps maximize the net income delivered to investors. The fund pays dividends monthly, supporting its income-oriented objective and serving as a core bond holding for a wide range of investors. Since its inception in 2018, Fidelity SAI Total Bond Fund has grown significantly in assets and stands as a key offering in the broad bond fund market for those seeking diversified fixed-income exposure.

• Fund Family: Fidelity
• Category: Intermediate Core-Plus Bond
• Performance Rating: Above Average
• Risk Rating: Average
• Stock Exchange: NASDAQ
• Ticker Symbol: FSMTX
• Index: Bloomberg U.S. Aggregate Bond TR

Performance

FSMTX had a total return of -1.64% in the past year, including dividends. Since the fund's inception, the average annual return has been 2.38%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
SWAGX	Schwab	Schwab U.S. Aggregate Bond Index Fund	0.04%

Top 10 Holdings

27.75% of assets

Name	Symbol	Weight
High Yield Investments Directly Held	n/a	11.05%
United States Treasury Notes 0.04125%	T.4.125 02.15.36	2.58%
United States Treasury Notes 0.03375%	T.3.375 05.15.33	2.43%
United States Treasury Notes 0.0375%	T.3.75 08.31.31	2.26%
Fidelity Cash Central Fund	n/a	1.97%
United States Treasury Notes 0.04%	T.4 11.15.35	1.78%
United States Treasury Bonds 0.045%	T.4.5 11.15.54	1.65%
United States Treasury Notes 0.03625%	T.3.625 09.30.31	1.51%
United States Treasury Notes 0.03625%	T.3.625 12.31.30	1.30%
United States Treasury Bonds 0.0475%	T.4.75 05.15.55	1.23%

Dividend History

Ex-Dividend	Amount	Pay Date
Sep 30, 2026	$0.03344	Oct 1, 2026
Aug 31, 2026	$0.03398	Sep 1, 2026
Jul 31, 2026	$0.03376	Aug 3, 2026
Jun 30, 2026	$0.0324	Jul 1, 2026
May 31, 2026	$0.03353	Jun 1, 2026
Apr 30, 2026	$0.03244	May 1, 2026

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 2, 2026

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