Fidelity SAI Total Bond Fund (FSMTX)

Fund Assets	21.41B
Expense Ratio	0.296%
Min. Investment	$0.00
Turnover	214.00%
Dividend (ttm)	0.41
Dividend Yield	4.71%
Dividend Growth	-1.88%
Payout Frequency	Monthly
Ex-Dividend Date	Sep 30, 2026

Previous Close	8.75
YTD Return	-1.52%
1-Year Return	-1.47%
5-Year Return	2.18%
52-Week Low	8.60
52-Week High	9.27
Beta (5Y)	0.27
Holdings	6273
Inception Date	Oct 25, 2018

About FSMTX

Fidelity SAI Total Bond Fund is an open-end mutual fund designed to provide investors with a high level of current income through diversified exposure to the bond market. The fund primarily invests at least 80% of its assets in various debt securities, including investment-grade, high-yield, and emerging market bonds, as well as repurchase agreements backed by such securities. This broad allocation enables the fund to capture opportunities across different sectors of the fixed-income universe, balancing credit quality and interest rate sensitivity with a moderate level of risk. Targeting the intermediate core-plus bond category, the fund features thousands of holdings, with a strong representation of U.S. Treasury securities and other government bonds among its largest positions. Its notable characteristics include a low expense ratio and a focus on cost efficiency, which helps maximize the net income delivered to investors. The fund pays dividends monthly, supporting its income-oriented objective and serving as a core bond holding for a wide range of investors. Since its inception in 2018, Fidelity SAI Total Bond Fund has grown significantly in assets and stands as a key offering in the broad bond fund market for those seeking diversified fixed-income exposure.

• Fund Family: Fidelity
• Category: Intermediate Core-Plus Bond
• Performance Rating: Above Average
• Risk Rating: Average
• Stock Exchange: Nasdaq
• Ticker Symbol: FSMTX
• Index: Bloomberg U.S. Aggregate Bond TR

Performance

FSMTX had a total return of -1.47% in the past year, including dividends. Since the fund's inception, the average annual return has been 2.51%.

Equivalent Funds

These are funds that follow the same index from the other major fund companies.

Symbol	Provider	Name	Expense Ratio
SWAGX	Schwab	Schwab U.S. Aggregate Bond Index Fund	0.04%

Dividend History

Ex-Dividend	Amount	Pay Date
Sep 30, 2026	$0.03344	Oct 1, 2026
Aug 31, 2026	$0.03398	Sep 1, 2026
Jul 31, 2026	$0.03376	Aug 3, 2026
Jun 30, 2026	$0.0324	Jul 1, 2026
May 31, 2026	$0.03353	Jun 1, 2026
Apr 30, 2026	$0.03244	May 1, 2026

Data Sources: Tiingo, Twelve Data, and more

Historical data is provided by Tiingo. Delayed stock pricing data is provided by Twelve Data. Several fund data points are also provided by Finnhub.

Last checked:

Oct 27, 2026

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